Pierre Simon

💼 Founder & CEO Simon Consulting & Simon Academy
🏛️ Director Risk & Compliance at PayPro
⚽ Dad & Football Coach

Blending legacy financial infrastructure with next-generation digital payment rails and stablecoins. Documenting my professional insights, business milestones, and daily life from the sidelines.

🛡️ Sound Money | ⚖️ Regulatory Strategy | ⚡ Lightning & Stablecoins

Public Key

npub1l9zpexgh03tkuhglu78srv6jf4mm29kn5x6mnedkjg59qlacu9gsc52779

NIP-05 Address

pierre@minibits.cash

Profile Code

nprofile1qqs0j3qunythc4mwt5070rcpkdfy6aa4zmf6rddeukmfy2zs07uwz5gpr9mhxue69uhhyetvv9ujumtfde5ky6t5wvhxxctndqq3kamnwvaz7tmrdpexjum5wp5kcmpwdehhxarjxyhxxmmdyahf2k

Publishing to

relay.minibits.cash

christpill.nostr1.com

hotrightnow.nostr1.com

jingle.nostrver.se

nos.lol

purplepag.es

Author Public Key

npub1l9zpexgh03tkuhglu78srv6jf4mm29kn5x6mnedkjg59qlacu9gsc52779

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Last Notes

2026-05-30 19:50:31 UTC

A phenomenal Saturday spent way up north at the beach in Den Oever with the extended family. Full execution on relaxation: swimming, a bit of football on the sand, great food, drinks, dancing, and soaking up the perfect weather. ☀️🌊🏖️
The core mission of the day? Celebrating my father-in-law's 81st birthday (round two!). His actual birthday was last Thursday, but you don't cross a milestone like that without a proper family roundup.
At 81, he is healthy, full of energy, and surrounded by his legacy—including his 11 grandchildren. Seeing him this vibrant is the ultimate reminder of what truly matters.
Family is the ultimate foundation. Hope you are all resting and resetting with the people who matter most. 🦅❤️
#family #legacy #dadlife #denoever #grownostr
https://blossom.primal.net/1bff8fec8119850c1c6f1b8b55bc393f4e75c2e6034045aea117744aabe807fc.jpg
https://blossom.primal.net/201f20a2ad719555d327ed1c713d6996b9b4286461ad8a2be780caca2811c80b.mp4
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2026-05-30 07:25:44 UTC

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💯

2026-05-30 07:12:32 UTC

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Excellent points on the FX spreads and closed-loop lock-in, Sarah! Spot on analysis. Also, tell your AI assistant it did a fantastic job formatting those bullet points for you. 😉 Have a great weekend!

2026-05-30 06:55:40 UTC

Ever wonder how WeChat Pay handles physical retail transactions using a static QR code? It's a massive growing market in Europe, but the mechanics reveal a heavy legacy burden:
📲 The Flow: A European merchant displays a static QR code at the counter. The Chinese customer opens their WeChat app, scans it, manually enters the fiat amount specified by the merchant, and authorizes the payment.
⏳ While it feels seamless for the consumer, the merchant is left holding the bag. Settlement takes at least 1 business day (often longer across borders), and payment processors charge hefty transaction fees—frequently climbing up to 3%.
⚡ Compare this to Bitcoin Lightning or e-cash. A dynamic or static QR code allows instant settlement in milliseconds. Peer-to-peer, final settlement, with transaction fees that are fractions of a cent (essentially 0%).
Why pay 3% and wait 24 hours for credit risk when open monetary protocols can settle instantly for next to nothing? The shift to native value rails isn't just about tech—it’s pure corporate efficiency. 💼📈
#fintech #payments #wechatpay #bitcoin #lightning #crossborder
https://blossom.primal.net/abc7678264b7eac06f28325099750fab1606e05c8940d7e44e0445316a8fa764.png

2026-05-29 15:25:11 UTC

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Did you zap him on Nostr? 😉

2026-05-29 06:09:49 UTC

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Welcome back. Looking forward in reading all of your insightful posts and articles.

2026-05-29 05:18:56 UTC

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Thanks again @nprofile…atfd for flagging it! I'm now verified again ;)

2026-05-29 05:15:41 UTC

Lost my purple verification checkmark recently because @nprofile…m76u unfortunately phased out their NIP-05 mapping directory to focus purely on Cashu/Ecash. Zaps were still landing perfectly, but the missing badge was bugging me!
Dug into an old account and mapped my personal npub to an @nprofile…fhc5 address instead. Back to being verified, and zero downtime for my personal profile.
Ultimate long-term goal is hosting my own nostr.json file on my domain (simon-consulting.nl) to be 100% sovereign, but this quick fix does the trick for now! 🤙
#nostr #grownostr #bitcoin #lightning #nip05

2026-05-28 14:58:29 UTC

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Have you tried using @nprofile…nexv?

2026-05-28 07:48:13 UTC

Caught the @nprofile…t7e4 popping up on my Nostr feed this morning. It’s pretty cool seeing a major European institution getting their data into open protocols! 🇪🇺📡
A few interesting details under the hood for the those interested:
🔹 They aren't natively here yet. Their official account lives on a Mastodon server (the federated ActivityPub protocol), which is being mirrored over to our timeline via a mostr.pub bridge.
🔹 Because it’s just a passive data bridge, I hit a wall trying to send them a test zap—no Lightning address is configured. ⚡🛑
Honestly, it would be awesome to see the Commission step past passive bridging and go fully native with a real Nostr pubkey and a Lightning address. There are so many great, free options out there to plug value directly into communication.
@nprofile…t7e4—if your team needs a quick hand navigating the payment layer, my DMs are always open. Happy to help you wire up the value rails! 😉📈
#fintech #nostr #europeancommission #bitcoin #lightning #fediverse #grownostr
https://blossom.primal.net/ebc77405495dc04e70f7fd2594214cda5633406bcf606b192787efa598276ebf.png

2026-05-28 02:32:57 UTC

I come from a family of educators. It’s exactly why my passion for structured learning runs so deep, and why I founded @nprofile…57ks. You cannot scale institutional adoption or build a sustainable circular economy without a rock-solid educational foundation. 🎓🧠
That’s why, alongside the Academy, I became an official Satsman Founder and Pro Max user. Over the past 3+ months, I’ve been road-testing the gamified microlearning framework. It perfectly solves the onboarding bottleneck by rewarding real proof-of-understanding with genuine Bitcoin satoshis—no points, no junk tokens. ⚡
My personal milestones so far:
📈 110,780 total sats earned
🔥 17,800 sats stacked on consistency streaks
🎯 5,607 sats via core learning missions
Globally, the platform is booming with 27.5k+ active users across 176 countries pushing past 1.1M missions. 🌍
Want to join my army?
1️⃣ Slide into my DMs for a personal referral link.
2️⃣ Onboarding and learning is 100% free.
3️⃣ To accelerate your growth, you can upgrade later to a paid tier to support the platform and unlock higher sat yields. 🚀🏆
Drop a message and let's get you stacking knowledge and sats! 🛡️
#fintech #bitcoin #education #microlearning #satsman #grownostr
https://blossom.primal.net/2311a7430e3dfb7350d02ceec54b0c6495692903a6dee41aa7e7e5361fb6c9a6.png
https://blossom.primal.net/b817755e0b578fba53a4b6316aa5e1a1bd842ea0d5f038259e8c539be7ab4f41.jpg

2026-05-27 06:10:48 UTC

Commuted into Amsterdam this morning: caught the bus, hopped the train to Amsterdam South, and took the metro straight into the city. The entire multi-modal transit journey was executed flawlessly via a simple Google Pay contactless tap. 🚌🇳🇱🚇
The UX of the Dutch OVpay framework is a masterclass in frictionless infrastructure. The tragedy? It runs entirely on legacy fiat rails. 📉
Imagine this exact tap-and-go convenience built natively on Bitcoin Layer 2 or Layer 3 architectures. Think about Lightning routing or completely free Spark-to-address transfers. Better yet, look at @nprofile…cmar protocol wallets like @nprofile…m76u which already demonstrate true tap-to-pay functionality via NFC—even while completely offline. ⚡📱
The legacy rails have the onboarding UX solved, but open protocols—combining Lightning liquidity, free Spark settlement, and private Cashu ecash—possess the vastly superior infrastructure. Time to bridge the gap. 📈🛡️
#fintech #bitcoin #lightningnetwork #Spark #Cashu #payments #OVpay #grownostr
https://blossom.primal.net/56874189903c74ac74b98539b4ba483151487449b2ec274f93e5d1b8b2ac6657.jpg
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2026-05-26 07:48:28 UTC

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Did some research. If I understand correctly, this adds an official standard for Cashu mints/wallets to handle normal, on-chain Bitcoin transactions directly, instead of being limited just to the Lightning Network? That’s awesome for flexibility. Is my understanding correct?

2026-05-26 07:33:05 UTC

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What are on-chain nuts? Can you explain it in a simple way for non-developers?

2026-05-25 15:17:15 UTC

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What a beautiful picture.

2026-05-25 15:10:01 UTC

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Incredible update! This is exactly what seamless interoperability looks like. Love using Blitz for its rock-solid Spark-based architecture, and bringing CashApp integration into the mix completely bridges the gap for mainstream utility. Keep killing it, team! ⚡👏

2026-05-25 15:07:30 UTC

Yesterday was Samantha’s turn, and today my 10-year-old Isabella and her team absolutely crushed it too. They took 1st place, secured the trophy, and every single girl brought home a well-deserved medal. 🥇⚽
The weather was fantastic all day. We just wrapped up celebrating the big win as a family at a local pancake house here in Katwijk. 🥞☀️
A flawless double-championship weekend for the household is officially in the books. Time to head home and unwind. Have a great evening, everyone! ⚡🍻
#grownostr #parenting #coaching #football #champions
https://blossom.primal.net/03feba6b5f7dcd2704193b22ffd75d4a4c65a40a0b6bd0bc4796b2b20806efff.jpg
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https://blossom.primal.net/8db1edb6bd165e9c885b882031768b56905729c2b7303df3234009a2cefc8d3e.mp4

2026-05-24 07:04:49 UTC

Shaking off the late-night family poker session and putting in the work, massively inspired by @nprofile…2c3s who has been absolutely setting the pace with his own fitness and health journey. Consistency breeds consistency. 🚀
Locked in 5,800 steps early to stack passive Sats via sMiles, then executed:
🔹 Barbell Squats: Progressed up to 50kg (RIR 1-2)
🔹 Vertical Leg Press: Ran the pyramid up to 160kg total loaded
🔹 Hamstrings & Calves: Finished strong at 37kg / 77kg
Starting the official Basic-Fit 4-week strength program tomorrow. Monday, let's go. ⚡
Fueling up now, then hitting the road to Haarlem for a massive double-header of youth football coaching and academy training! ⚽☀️
#grownostr #plebchain #fitness #discipline #life

2026-05-24 05:25:51 UTC

Woke up still fueled by a classic family Saturday. Made it home late after an incredible birthday BBQ—kids playing until dark, the guys locked into poker, and the ladies dominating the karaoke mic. The absolute best part of having a big, vibrant family. 🥩🃏🎤
No time for a weekend slowdown, though. Up early and heading to the gym now to sweat it out before Day 2 of the football marathon kicks off in Haarlem. 🏋️‍♂️⚽
Pace your life, execute your discipline. Have a blessed Sunday, plebs! ⚡☀️
#grownostr #plebchain #family #life #discipline
https://blossom.primal.net/d0be8a011f48175155548bd473e5f6225d2349140416a9dc09d85afc9d30fca9.mp4

2026-05-23 04:58:12 UTC

I used to be highly active on Facebook and LinkedIn, documenting my travels for @nprofile…xnns, updates for @nprofile…57ks, and milestones with my beautiful family. Then I stopped.
The algorithmic corporate silos just lost their soul. You shouldn’t have to pay with your data or navigate artificial rage-bait feeds just to share an honest story or an industry insight.
So, I'm completely shifting my digital footprint right here to @nprofile…kclk. The exact same personal storytelling—birthdays, holidays, Dutch football coaching highlights with the girls, compliance analysis, and a healthy dose of sovereign money architecture.
Pure open protocol, zero corporate corporate middlemen. Feels good to own my own voice again. 🥂⚡
#grownostr #plebchain #life #sovereignty

2026-03-26 20:59:51 UTC

As some of you might know I have been a fan and active user of @npub1krv…d3py for a while now. Recently I’ve been testing their newest product Bringin Connect and it is the missing piece for managing Bitcoin liquidity in Europe. 🟠🌍
https://image.nostr.build/8e1a0063c4ee01c7fcd3dc21aa3c27171cae3bf56df12a8db31b2e8f7f225934.png
What makes it so effective is the clear separation of flows:
🟠 Buy Connection: Direct to your on-chain Bitcoin wallet (perfect for cold storage/HODLing). You get a dedicated vIBAN; send Euros, and BTC arrives in your vault instantly.
🟠 Sell Connection: This is the game-changer. It gives you a unique Lightning address connected directly to your existing bank account. No new accounts, no complex setup—it's an invisible bridge.
I’ve tested both, and they work flawlessly. It’s a professional way to stay sovereign while keeping your fiat and Bitcoin worlds connected. 🤝⚡️
#Bitcoin #LightningNetwork #BringinConnect #PlebChain #HODL #Sovereignty

2026-03-21 16:56:19 UTC

Day 48 of stacking sats on Satsman. Earned 6,604 sats so far. If you want to learn about Bitcoin while earning real sats, here's my link: https://satsman.com?ref=pierre_36464

2026-03-21 04:59:16 UTC

Bitcoin is indisputably the world’s premier Store of Value, but we are hitting a friction point in its evolution as a Medium of Exchange.
Technically, Bitcoin + Lightning is the superior payment rail: it’s faster, cheaper, and eliminates the "chargeback" risk that plagues legacy merchants. Yet, the ground reality remains: most merchants still only accept fiat, and those who do accept BTC often see it account for less than 1% of their revenue.
Why the gap?
In my opinion, the bottleneck isn't the tech—it's us. Most Bitcoiners are focused solely on "HODLing," effectively keeping the best medium of exchange locked in a vault. For Bitcoin to win the $32.9 Trillion retail market, we have to start using the plumbing we’ve built.
What's the solution?
Most of us still earn in fiat, which means the bridge to a Bitcoin standard starts with a deliberate habit. My recommendation for every Bitcoiner is simple: send a fixed amount of every paycheck directly to your on-chain wallet for long-term savings, but move the bulk of your "spendable" liquidity into your Lightning wallet for daily essentials like groceries.
Apps like @npub1krv…d3py are perfect for this—they allow you to seamlessly bridge your Euro accounts with Lightning rails, making it easy to off-ramp exactly what you need for daily costs while keeping the rest in your sovereign control.
This mirrors the discipline I saw in the 80s and 90s. My mother used to budget her physical cash for the week; every time she spent less than planned, those extra bills went straight into a piggy bank. Over time, that "spare" cash accumulated until she could buy new furniture or other essentials.
Also I believe we need to normalize the "dual-wallet" architecture. Apps like Bitkit are leading the way by offering a seamless, self-custodial interface that mirrors traditional finance but with total sovereignty:
- Savings: a Level 1 (on-chain) Bitcoin address for long-term wealth preservation and "Vault" security.
- Spending: a Lightning-powered wallet designed for instant, low-cost daily transactions.
Having full visibility and the ability to swap between savings (HODLing) and spending in one interface is how we transition from "speculators" to a functional circular economy. It's time to stop just holding the future and start spending it.
#Bitcoin #LightningNetwork #Bitkit #HODL #SpendingSats #FinancialSovereignty #PlebChain

2026-03-20 21:11:02 UTC

The European Central Bank (ECB) is now officially seeking "experts" to help jam the Digital Euro into ATMs and legacy card terminals.
It honestly feels like watching someone try to reinvent the wheel, but with extra layers of surveillance and centralized friction. While the ECB is still in the "call for experts" phase for basic terminal integration, the Bitcoin ecosystem has already solved this:
1) Lightning Network: Already settling institutional-grade payments ($1M+) and micro-retail instantly.
2) Taproot Assets: Already bringing stablecoins to secure, decentralized rails.
3) e-Cash ( @npub17fz…9yxv/ @npub1su3…cngd): Already providing the digital bearer instrument and offline privacy the ECB claims to be "researching".
4) Open Terminals: Solutions like @Numo Pay and @Square’s new auto-enablement are already live for millions of merchants.
We don't need a centralized "roadmap" to tell us how to use digital money. We have an open-source engine that’s been running at 100% uptime for years. Why wait for a permissioned, account-based CBDC when the peer-to-peer future is already in your pocket? 🌍🔓
#Bitcoin #LightningNetwork #CBDC #DigitalEuro #Ecash #FinancialSovereignty #PlebChain #SimonConsulting

2026-03-20 12:12:39 UTC

Eid Mubarak to all my Muslim friends, colleagues, and business partners! 🌙✨
Today marks the celebration of Eid al-Fitr, the festival of breaking the fast. After 30 days of Ramadan, it is a time for gratitude, community, and looking forward with a renewed spirit.
May this day bring peace and prosperity to you and your loved ones. To those celebrating today and those who will begin their celebrations tomorrow—wishing you a blessed and joyful Eid! 🕊️🤝
#EidMubarak #EidAlFitr #Eid2026 #Community #Gratitude #Peace #PlebChain #Nostr

2026-03-19 11:26:59 UTC

I'm doubling down on the circular economy. 🟠
As a Compliance Consultant, I've seen that 'trust' is our best currency. I've recently joined Satsman as a Founding Member to turn my daily market research into a mission-based stacking routine.
Currently an 'Orange Piller'. Looking for 6 more plebs to join the squad and level up today.
How are you stacking sats on the go right now?"
Poll Options:
A) ⚔️ Satsman Daily Missions
B) ⚡️ Zaps & Value-for-Value
C) 🛍️ Fold / Lolli / Rewards
D) 📉 Just buying the dips
#Bitcoin #Satsman #StackingSats #Nostr #PlebChain

2026-03-19 10:56:20 UTC

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https://youtube.com/shorts/7Wy2uI0MP0Q?si=CqqEnoRWpfndqikd

2026-03-19 03:38:03 UTC

The "Invisible Infrastructure" just went into overdrive. ⚡️🧱
Starting March 30, Square is auto-enabling Bitcoin Lightning payments for 4 million merchants. This isn't a pilot; this is a default.
https://image.nostr.build/3b11fa39624e93220148cc40ad4bb5a458b91b8b6df6e18622c1249b77748fbf.png
Overnight, millions of businesses will become Bitcoin-accepting entities. Most won't even need to be "techies"—they’ll just see faster settlement and lower fees. This is exactly what I meant by the Trojan Horse: we win by making the superior tech the default.
While the skeptics are busy debating "utility," @npub1sg6…f63m and the team at Block are busy upgrading the global plumbing. The transition from "Turn everyday sales" into "long-term value" is no longer optional.
History is being written in real-time. Are you ready for the surge? 📉➡️📈
#Bitcoin #LightningNetwork #Square #Block #Adoption #Hyperbitcoinization #InvisibleInfrastructure #PlebChain

2026-03-18 19:13:20 UTC

Masha pabien na tur mi rumannan Arubiano riba e dia tan special aki! 🇦🇼✨
Today is a momentous Dia di Himno y Bandera. We aren't just celebrating our beautiful flag and anthem for their 50th anniversary, but also marking exactly 40 years since Aruba obtained its Status Aparte.
As an Arubiano, my heart is full of pride for our "Dushi Tera." Our history is one of resilience, determination, and the same "Proof of Work" spirit that drives me every day. From the gold mines of the past to the digital frontiers of the future, we keep moving forward.
Disfruta boso dia, sea orguyoso di nos cultura, nos herencia, y nos libertad. Aruba ta den mi sanger! ❤️💙💛
#Aruba #DiaDiHimnoYBandera #StatusAparte #DushiTera #Arubiano #Orguyo #Nostr🇦🇼⚡️

2026-03-18 04:05:11 UTC

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The best part? It only takes 3 minutes per day to keep your streak alive. (Referral code: pierre_36464)

2026-03-18 03:55:22 UTC

Still out here hitting my morning steps! 🚶‍♂️⚡️
I used to be happy with a few rewards just for walking, and it was a great start. But lately, I’ve found a much better and fun way to make my time count.
I’ve moved over to Satsman, and it’s been a game-changer for my morning routine. Instead of just passive tracking, it makes learning more about Bitcoin a fun, daily habit. Between the #SatsCipher and the missions, I’m stacking sats way faster than before.
Whether you’re a student at @npub1nf2…y87w, a client at @npub162r…gwrs, or just following my journey here on Nostr, I’d love for you to join me. It’s free to start, though the paid tiers really help you accelerate your progress.
Join my squad here: https://satsman.com?ref=pierre_36464

2026-03-16 05:14:39 UTC

Back at the gym for the early morning grind. 🏋️‍♂️☕️
https://image.nostr.build/26521cddc769e7a4e4ed6c5abaa276b1f0e2a2bcf5a7d1b211bce76c48cf112c.jpg
Today is back and biceps—stacking weights and stacking sats. It’s been exactly 10 weeks since I committed to getting back into the routine. The gains, like the protocol, are compounding. 🧱⚡️
#Gym #Bitcoin #StackingSats #ProofOfWork #BackAndBiceps #Health #Nostr #PlebChain

2026-03-16 02:57:24 UTC

🎖️ RANK UP! I just achieved Satoshi Starter rank in @satsman's Bitcoin Army with 2 soldiers and earned 70 sats! 🚀 Join the revolution: https://satsman.com/?ref=pierre_36464 #BitcoinArmy #SatsmanAwakening https://image.nostr.build/d261dcd9ddd4663ddb520f9fc8932982e1809f22b1f892d5adadd0162e9c1bd0.png

2026-03-15 10:13:02 UTC

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Since Alby connects to Lightning Network Daemon (LND) nodes, allowing users to manage self-sovereign Lightning wallets directly through their web browser, does that mean that your current Alby lightning address used here on Nostr will also be changed soon?

2026-03-11 04:54:55 UTC

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Nice article. Very insightful.

2026-03-11 04:44:49 UTC

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It's pretty wild to see Lagarde explicitly framing the Digital Euro as a tool for sanctions evasion while simultaneously attacking Bitcoin for the same thing. 🚩
Her argument regarding the ICC judges is a total red herring. First, Bitcoin already exists as a sovereign, non-permissioned settlement layer for anyone facing extra-territorial overreach.
Second, her narrative ignores the EU Blocking Statute, which specifically protects EU citizens and entities from exactly this kind of "decisions made on the other side of the pond."
The Digital Euro isn't about "sovereignty" for the individual—it's about the ECB trying to build its own permissioned bypass while ignoring the sovereign tools we already have. 🧱⚡️

2026-03-11 04:35:51 UTC

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Funny 😂

2026-03-11 03:45:10 UTC

Back at the gym for the early morning grind. 🏋️‍♂️☕️
Today is leg day—building a foundation as solid as the protocol. Moving weight while Europe sleeps. 🧱⚡️
#Gym #Bitcoin #LegDay #PlebChain #Nostr #ProofOfWork #Health #Amsterdam

2026-03-09 12:57:55 UTC

I believe that I've Just orange-pilled the local food truck owner near my office! 🍔🍊
Stopped by for a burger and nudged him to try taking Bitcoin this time. He already had a Speed Wallet set up, and I sent a Lightning payment from my @npub1kva…tkzv wallet.
Yeah, I know—still a lot of custodial "training wheels" in this setup, but we have to start somewhere. I wish I’d filmed it; that look in his eyes (and the sound of the app confirming the payment) was pure magic.
One burger at a time, the circular economy grows. 🧱⚡️
#Bitcoin #OrangePill #LightningNetwork #Minibits #SpeedWallet #PlebChain #ProofOfBurger

2026-03-09 11:27:54 UTC

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Insightful article.

2026-03-09 08:47:07 UTC

It looks like even the most hardened Bitcoin maximalists are hitting the reality of the global merchant's need for fiat stability.
While Jack Dorsey’s firm is "reluctantly" pivoting toward stablecoins to facilitate real-world trade, it highlights exactly why tools like Numo Pay and @npub1krv…d3py are so vital. We don't need to force merchants to hold volatility if they aren't ready; we just need to give them the sovereign rails to settle in the currency they need to pay their bills.
The bridge is being built, one way or another. 🧱🍊
[ https://www.coindesk.com/business/2026/03/07/bitcoin-purist-jack-dorsey-s-firm-is-reluctantly-giving-in-to-stablecoin-craze](https://www.coindesk.com/business/2026/03/07/bitcoin-purist-jack-dorsey-s-firm-is-reluctantly-giving-in-to-stablecoin-craze)
#Bitcoin #Stablecoins #Fintech #Block #JackDorsey #Sovereignty

2026-03-06 03:32:19 UTC

Had some "spirited" discussions yesterday regarding stablecoins on #Bitcoin. It’s clear the tension between monetary purism and pragmatic adoption is at an all-time high.
As a consultant advising fintechs on payment rails, I see the ground reality every day: we are fighting for a $32.9 Trillion retail market, yet #BTC Map shows only ~20k merchants onboarded.
Pure BTC is the destination, but for the 99% of businesses facing 5% margins and strict compliance, stablecoins on Bitcoin rails (via Taproot Assets) are the essential bridge. We can’t win the world if we refuse to build the plumbing they can actually use today.
I’ve written an article deep-diving into this schism—balancing the "Sound Money" philosophy with the "Trojan Horse" strategy for merchant adoption.
Publishing the full piece later today. Stay tuned. 🏗️⚡
#Bitcoin #Stablecoins #TaprootAssets #Fintech #Adoption

2026-03-05 16:53:21 UTC

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So you are telling me that you would actually advise business owners to only accept bitcoin from their customers (also those that don't know anything about it), pay all their suppliers in bitcoin, and more importantly NOT pay their taxes anymore. Because hey, Bitcoiners don't pay tax. And if you do you are an idiot. Amazing! What kind of bullshit logic is that? Yes, Bitcoin is the best form of money ever invented. But no one pays their taxes for fun, it is a legal obligation. You can not run a legit business without that. Not paying taxes is a criminal offence. Anyway, coming back to the main discussion point. I still haven't heard any valid argument from you why stablecoins are not acceptable, but e-cash and even side chains like Spark are.

2026-03-05 15:48:29 UTC

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So you are saying that you are able to pay with bitcoin at your local supermarket, order food at any restaurant, pay for everything when you are on holiday, etc. Who are you trying to fool? You now that it is complete BS what you are saying. Not even in countries with a high level of bitcoin like El Salvador every merchant accepts it. I would love to live in a world where I could do everything with Bitcoin. Fact is that it is simply NOT possible currently. Especially if you run a business. Taxes cannot be paid in Bitcoin. The world is still largely dependent on fiat. We might not like it, but it is a fact.

2026-03-05 15:34:41 UTC

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Funny compilation 😂. Personally I completely agree that there is nothing better than Bitcoin. Both as a store of value and as a medium of exchange. In practice I however notice that bitcoin is only still accepted by a very small number of merchants currently. And if you can't pay with bitcoin it is now often converted to fiat to enable day to payments. It has proven really difficult to convince merchants like supermarkets, gasoline stations, etc. to start accepting bitcoin. They simply don't understand, and if they slightly do, their conclusion is that bitcoin as an asset is too volatile. They want price stability. That is where stablecoins come in. With protocols like taproot assets these can be minted on the best blockchain which is Bitcoin. No need for Ethereum, Solana or any other 'shitcoin' blockchain.

2026-03-05 05:14:37 UTC

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That's approximately 18 euro with today's value

2026-03-05 04:53:00 UTC

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What is your opinion on Chaumian eCash (i.e. Cashu and Fedimint)? It is technically a separate token, albeit representing real Bitcoin. Is that still within the boundaries of acceptance?

2026-03-05 04:23:35 UTC

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I slightly disagree. Having stablecoins minted on Bitcoin via protocols like Taproot Assets or RGB, which are native to Bitcoin, will actually benefit the Bitcoin Network in both the short and long term. Most important reason is human psychology. The transition for any small business owner to start accepting stablecoin payments as an alternative to traditional card payments is way easier to achieve than having to start accepting bitcoin directly. The step from stablecoin payment acceptance to direct bitcoin payments acceptance is the logical next step. And even if they don't eventually start accepting direct bitcoin payments, they are using bitcoin as the settlement layer without even knowing it. It will therefore enable more and easier bitcoin acceptance by merchants, create more revenue for lightning channels and it's node runners, create more revenue for the miners, create more bitcoin awareness, and more adoption of bitcoin, etc. This will enable true Bitcoin businesses (including node runners) to grow, which in turns creates less dependency on fiat.

2026-03-04 13:29:16 UTC

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Fantastic post!

2026-03-04 12:35:02 UTC

Just read this fascinating BPI study via Bitcoin Magazine: AI agents are already showing a clear preference for Bitcoin as a store of value and stablecoins for payments. It’s the ultimate "Hard Money vs. Liquid Money" split, and it’s exactly where I see the future going. 🤖🛰️
I know the mention of stablecoins usually triggers the "Bitcoin Only" alarm for many on Nostr, but hear me out. The beauty of Stablecoins as Taproot Assets over the Lightning Network is that they don't replace Bitcoin—they act as a bridge.
Imagine this workflow:
1️⃣ Your salary arrives in a EUR-pegged stablecoin wallet (fast, stable, and low-cost).
2️⃣ You pay for your daily groceries using that same Lightning wallet—instant settlement, no volatility during the checkout.
3️⃣ Every month, you automatically "stack sats" by sending a fixed amount of that EUR balance to a cold wallet acting as your true long-term savings.
My view is pragmatic: most people won't jump from fiat to 100% BTC overnight. Stablecoins on Lightning are the perfect transitional tool. They allow people to exit the traditional banking system *now* while gradually building their Bitcoin position.
If you want to go full Bitcoin immediately? I’m all for it. That's the beauty of the protocol—you choose your own path. But for the rest of the world, stable-Lightning is the Trojan horse for hyperbitcoinization. 🍊🚀
Read the full article here: https://bitcoinmagazine.com/news/ai-agents-show-strong-preference-bitcoin

2026-03-04 11:11:35 UTC

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My personal choice is 2. Bitcoin white paper day in October.

2026-02-28 19:21:53 UTC

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Nice and informative video. Love the subtle joke about the underdog

2026-02-28 17:12:34 UTC

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US says jump, EU asks how high

2026-02-28 12:23:28 UTC

Woke up to some easy sats this morning! ☕️⚡️
Spent less than 30 minutes total across a few apps, walking to the gym and back, and stacked:
- Speed Wallet: 130 sats (quick game)
- Satsman: 21 sats
- ZBD: 5 sats (daily poll)
- sMiles: 5 sats (1 sat per 1,000 steps—taking out the trash & walking to the gym/back)
Total: 161 sats.
Now, here’s the reality check. As a consultant, my hourly fee is at a level where 30 minutes of work is worth exponentially more than these fractions of a cent. From a "time is money" perspective, this doesn't make any sense at all. 📈📉
On the other hand, the walk was for my health, and apps like Satsman are actually educational—so they serve a purpose beyond the payout. It’s about the habit and the "Nuts and Bolts" of testing the plumbing of the future.
But I have to ask: Is this actually worth the effort for a professional? Or is the friction of micro-earning still too high for most people?
#Bitcoin #StackingSats #Consulting #TimeIsMoney #sMiles #ProofOfWalk #PlebChain #SimonConsulting

2026-02-28 11:07:22 UTC

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Happy to see it available in the Zapstore! The app works as a charm.

2026-02-28 06:51:50 UTC

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Fantastic article!

2026-02-27 17:56:27 UTC

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Cool. Will try it out. Is it only for apps by the way, or does it also work for regular websites?

2026-02-27 14:48:45 UTC

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Thanks for the update. Might I suggest posting this weekly brief as a long-form article directly on Nostr as well.

2026-02-27 14:34:24 UTC

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Funny 🤣

2026-02-27 14:20:47 UTC

Let’s be honest: the technical rails of Nostr are lightyears ahead, but the content quality often isn't. To compete with a $250B creator economy, we have to admit that most Nostr posts don't yet match the production value of YouTube or Instagram.
But they should be—and can be—even better.
In 2026, "Creatrepreneurs" are building diversified businesses, with 41% earning over $50k annually through brand deals and platform payouts. On Nostr, we have the ultimate "ownership" model, but big brands and top-tier creators follow the crowd. Without the big names, we don't get the followers; without the followers, we don't get the big money.
https://image.nostr.build/360b5b690ee8b7fac9b564c3a8ad5779a8dd15ba6f36c9aa1c5805c672de1df5.jpg
To bridge this gap, we need to move beyond just "Zaps." We need:
- Incentivized Excellence: Financial triggers—like the referral sats from Speed Wallet or sMiles’ Proof of Walk—but specifically for high-quality video and long-form articles.
- Brand Awareness: Convincing corporates that Nostr is the best way to bypass algorithms and own their audience relationship directly.
- Higher Standards: Treating Nostr not just as a "dev playground," but as a premium platform for world-class creativity.
The rails are ready. Now we need the quality to match the code. 🚀🧱
#Nostr #CreatorEconomy #Bitcoin #SimonConsulting #Adoption #ValueForValue #PlebChain

2026-02-27 12:54:51 UTC

I’m a bit late to the party on this one, but I just came across Lady Gaga’s salsa version of Die With A Smile from the Super Bowl halftime show—and wow. 💃🔥
As someone who loves Latin American music, and salsa in particular,, seeing this kind of tropical energy on such a massive stage is incredible. The arrangement is absolutely impressive! 🎶
It’s the perfect vibe to head into the weekend.
https://youtu.be/2DiRG8aPnzU?si=lpX7bf_3z3qOloDs
#LadyGaga #Salsa #SuperBowl #Vibes #Music #PlebChain

2026-02-27 08:53:21 UTC

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The possibilities with Taproot Assets really are endless. 🌳✨
Imagine a future where we’re not just moving sats, but issuing corporate shares, bonds, or even real estate titles directly on Bitcoin’s secure rails. By tokenizing these assets, we get the transparency of the blockchain with the instant speed of Lightning.

2026-02-27 08:34:14 UTC

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A) Online education.

2026-02-27 07:21:54 UTC

The last few days have been a bit rough—non-stop coughing, the flu, and that deep body ache that makes you want to stay under the covers. Not feeling 100% fit at all.
But the "Nuts and Bolts" of discipline don't stop for a fever. I’m heading out now to get my Proof of Walk and a light gym session. I might not be at full power, but keeping the schedule intact is half the battle. 🧱🍊
Walking to the gym to clear the lungs and keep the streak alive on the app. Stay consistent, even when the body tries to protest.
https://image.nostr.build/39bd975316dcfc87f934b5eec1f8f6d10d7a6db36f9384606b405e50ffc512f7.jpg https://image.nostr.build/79400c8b8e7a7429a8e62c8de282275e512f0b866ad67db070695eb009bc0bf1.jpg https://image.nostr.build/6609a850f93a2415af4096010cabd93833fd5b055ce5f2c01907eb17b7eb8cf1.jpg
#ProofOfWork #Discipline #Netherlands #Bitcoin #FluSeason #MorningRoutine #PlebChain

2026-02-27 06:39:09 UTC

Reflecting on one year of using Nostr... ⚡️
I first created my profile back in February 2025, but after a long hiatus, I’ve only recently dove back in. Now that I’m active again, one thing is crystal clear: Technically, Nostr is superior to any other social media platform out there.
However, we have a hurdle to clear. 🚧
Right now, most posts are still too technical for the average person. I truly believe we’ll only get the best out of this protocol when it becomes the go-to place for real life—sharing holidays, day-to-day experiences, family photos, and great articles. We need to use it with the same ease we use Twitter, Instagram, or LinkedIn. 📸🌍
My big hope for 2026? That businesses finally wake up to Nostr. It is, hands down, the best way to create authentic brand awareness without the "middleman" algorithms.
Let's keep building the "Social Layer" by just being ourselves. 🧱🍊
#Nostr #PlebChain #Sovereignty #Adoption #Bitcoin #BrandAwareness #SimonConsulting

2026-02-27 05:11:09 UTC

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Congrats with this great achievement!

2026-02-26 21:32:06 UTC

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Fantastic article!

2026-02-26 17:10:42 UTC

Getting the kitchen vibes just right this evening. 👨‍🍳🔥
Nothing beats cooking while listening to the tropical sounds of Gilberto Santa Rosa. The rhythm makes everything taste better. Pure "Caballero de la Salsa" energy to wrap up a busy day. 💃🎶
https://image.nostr.build/c0e996fa47696829d8f9b0a2f0cf829c160b6b7f8f077949401d04f2d61ac399.png
https://youtu.be/Zc13NAc7dvM?si=PY3F5Izc2Cc8jGh5
#Cooking #Salsa #GilbertoSanta Rosa #PlebChain #Vibes #Netherlands

2026-02-26 11:00:02 UTC

Read my latest article about the evolution of European Merchant Payments here on Nostr.
I'm considering publishing on LinkedIn as well to reach a larger professional audience. What do you think? Should I do that or keep it exclusively here on Nostr?
#naddr1qq…eash

2026-02-25 14:59:47 UTC

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In Europe most merchants unfortunately don't understand bitcoin yet. I was able to orange pill one food truck owner recently nevertheless. There is still a lot of work to do however.

2026-02-25 14:18:55 UTC

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Just changed the background theme to Bitcoin Orange. Merchants can now easily accept bitcoin payments directly, either as a regular lightning payment or as @npub17fz…9yxv eCash. Cool feature is also that as a merchant you can set balance thresholds automatically triggering a withdrawal of funds to your self-custodial wallet. For European merchants this could also be set to their @npub1krv…d3py LN address.

2026-02-25 12:49:14 UTC

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In case anyone would like to learn Papiamento or Dutch happy to help ;)

2026-02-25 12:47:19 UTC

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Which language would you like to learn?

2026-02-25 11:31:38 UTC

Just downloaded the new Numo app from GitHub! 📱⚡️
https://image.nostr.build/57755457bfb182e59ac4737ff0c0e8b595c6a7d6d4d3c499b7f31212334ea54c.jpg
I usually stick to the Play Store, but this was surprisingly easy to install even for a non-techie. The interface looks incredibly slick and clean. Ready to start accepting ecash! 🤙
Check it out: https://github.com/cashubtc/Numo/releases
#Cashu #Bitcoin #Numo #Nostr #Ecash

2026-02-25 11:16:50 UTC

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Interesting

2026-02-24 18:43:36 UTC

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Really cool indeed!

2026-02-24 17:55:41 UTC

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@npub1lzy…cvsc and @npub1wvu…derp . Check out e desaroyo aki!

2026-02-24 17:45:43 UTC

Payments made easy!
#nevent1q…s07g

2026-02-24 17:41:42 UTC

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Fantastic initiative! 💯

2026-02-24 17:10:02 UTC

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B) 36%

2026-02-24 16:25:40 UTC

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Buen artículo, Roland. 👏
Es fundamental recordar que la verdadera resistencia a la censura en Nostr no es automática, sino que depende de nuestra responsabilidad como usuarios de elegir los relays adecuados y gestionar nuestras propias llaves. ¡Gracias por compartir estos consejos!

2026-02-24 15:46:14 UTC

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Beterschap!

2026-02-24 15:44:54 UTC

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I use Nostr DMs regularly. Works fine for me.

2026-02-24 15:17:52 UTC

Must read article by @npub18yv…lpz3 and @npub19tc…nlea about the Lightning Network.
#nevent1q…ysu2

2026-02-24 14:59:53 UTC

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Very nice article. Would be great to post as a long-form note on Nostr as well.

2026-02-24 14:49:43 UTC

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Impressive

2026-02-24 14:48:14 UTC

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What do you mean with Bitcoin Bank?

2026-02-24 14:34:50 UTC

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Interesting

2026-02-24 11:30:23 UTC

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Long-form notes are a game changer for Nostr.

2026-02-24 09:40:37 UTC

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Funny

2026-02-24 08:59:27 UTC

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Thanks for the compliment

2026-02-24 08:58:48 UTC

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Thanks for tagging me, much appreciated 👍

2026-02-24 08:52:37 UTC

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Funny

2026-02-24 08:43:42 UTC

Check out my latest article
#naddr1qq…0z4j

2026-02-24 05:44:18 UTC

Walked to the gym to get the blood pumping and just finished a solid session. Discipline doesn't take a day off, and neither does the mission to build a better financial future.
I've clocked my steps to get here, and now the gym app is showing the real effort. Every rep is a step closer to a sharper mind—the kind needed to tackle the "Nuts and Bolts" of the L3 revolution. 🧱🍊
https://image.nostr.build/069fc3e9c2f8dab708041be3f398be07232a4b6630039ad1f4c17a09d5110a9e.jpg
It’s a fresh morning here in the Netherlands, and I’m heading back to the office with maximum energy.
https://image.nostr.build/3fda79b926c8b6ca37614da527355442e286d81b866f53e82f1b7d1dffb79181.png
Who else is hitting their goals today? Let's stack those sats and those gains! 💪⚡️
#ProofOfWork #Discipline #Netherlands #sMiles #Bitcoin #MorningRoutine #GymLife #SimonAcademy #HealthyMind

2026-02-23 18:09:52 UTC

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Spot on.

2026-02-23 14:19:39 UTC

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Very curious now

2026-02-23 13:02:37 UTC

It's exciting to see the eCash Renaissance moving into the application layer! 🥜⚡️
YakiHonne integrating native eCash features is a massive step for the "Social Payment Layer" (L3) I’ve been discussing. Private, instant, and seamless sats for the Nostr ecosystem—this is how we scale to 8 billion.
Great work @npub1yzv…rf8q!
#nevent1q…kdl4

2026-02-23 10:25:43 UTC

I’ve been digging back into an interesting project from 2023: the Catawba Indian Nation in the Carolinas and their bid to create a Bitcoin-friendly "Digital Economic Zone" (CDEZ).
https://image.nostr.build/70fb115e1cae752898b6b686e05c12353e1a738562d61c10be00e0a5a6958f66.jpg
Their goal was ambitious—to build a jurisdiction tailored for FinTech banks, DAOs, and digital assets, effectively creating a "Ditch Delaware" alternative right on sovereign tribal land. Looking at their current site, they are still offering LLC and DAO incorporations with a regulatory framework designed to move at the "speed of innovation".
Question for the #Nostr community: Does anyone have boots-on-the-ground info or recent experience with the CDEZ? Is it gaining traction among Bitcoin companies, or is it still in the "early pioneer" phase?
With the eCash Renaissance and the rise of "Guardians" we’ve been discussing, these kinds of sovereign zones could be the perfect "Nuts and Bolts" infrastructure we need for true hyperbitcoinization. 🧱🍊
#Bitcoin #Nostr #CatawbaDigitalZone #Sovereignty #Jurisdiction #PlebChain #SimonConsulting #FinTech

2026-02-23 10:09:57 UTC

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BBQ is always a perfect way to create a good mindset.