benjaminchodroff
Benjamin Chodroff

HSBC Labs
DeFi in TradFi
🇺🇸 in 🇨🇳moving to 🇦🇪
node runner

Public Key

npub1nep6hm6fpl740n0nnsap442d0yf670lk0qw9yxv6k7s2tky5ea0s8zqulg

NIP-05 Address

Profile Code

nprofile1qqsfusataaysll2heheecws664xhjya08lm8s8zjrxdt0g99mz2v7hcpz3mhxue69uhhyetvv9ujuerpd46hxtnfduqs6amnwvaz7tmwdaejumr0dsh36lsn

Publishing to

relay.damus.io

nos.lol

Author Public Key

npub1nep6hm6fpl740n0nnsap442d0yf670lk0qw9yxv6k7s2tky5ea0s8zqulg

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Last Notes

2025-11-14 14:06:43 UTC

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谢谢 for the cheap sats

2025-08-14 06:08:06 UTC

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I just started using primal built in wallet for zaps and have no complaints. For everything else… self custody. I’m going to try moving from CLN to LND soon. Eager to learn from other experts what is actually best.

2025-08-14 00:31:27 UTC

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Always another chance to see it soon enough at 1,234,567

2025-08-14 00:29:03 UTC

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*Eyes locked on toilet while adding hot sauce to coffee*
GM, watch me
#coffeestr

2025-08-13 16:56:37 UTC

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Most interesting perspective I had not seen before today — Afuera festival in Germany. Neither left nor right.
#nevent1q…akd6

2025-08-13 16:32:59 UTC

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Can’t wait to see tradfi start to claim that their permissioned public chain is somehow the answer to all the problems… they created.

2025-08-10 01:01:44 UTC

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I zap any performance of Ysaye ballade 3 :)

2025-08-10 00:24:10 UTC

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9 as 6 appears to be sealed. Really need a better plumber to sort this out.

2025-08-05 02:11:39 UTC

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Thanks for sharing the book

2025-08-04 05:01:41 UTC

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This is why I eat bacon just to balance out the possibility we are all wrong. Cheers.

2025-08-04 01:15:57 UTC

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The word chosen is not to imply superiority but rather responsibility and duty (covenant) to god. I don’t view others at second class (but I’m neither Israeli nor a particularly good Jew.) I support Israel to exist but there must be a way to coexist.

2025-08-03 01:29:17 UTC

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Why? Is there no way for coexistence?

2025-08-03 01:25:25 UTC

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I liked pennies

2025-07-30 23:40:38 UTC

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Always trying to learn — and I do love Monero, but why not coinjoin using wasabi wallet? It’s easy to detect but it does have reasonable privacy.

2025-07-30 14:33:27 UTC

My first successful bitchat at OffChain Shanghai.
https://blossom.primal.net/452bc76d721f4d14b14126d8a63ef3605774c7d8b39e7463de52cd1938caa344.jpg

2025-07-27 07:50:14 UTC

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A simple consumption tax on all fuel seems far more practical to implement and impactful to reducing carbon emissions… but I’m no expert.

2025-07-27 07:23:40 UTC

Excited to be moving to UAE 🇦🇪 on 8/1. It has been over 7 years living in China 🇨🇳 and the perspective it has given me on the world and Bitcoin has been invaluable. Looking forward to the rest of my journey.
If you know anyone in the region I should meet (read: I am gainfully unemployed), please introduce me! I will be starting Bitcoin learning events when I land with the OffChain.social group I co-founded.

2025-07-25 05:30:06 UTC

“Wait, should I have reported this conversation chain…” My son asked me a normal questions regarding TNT vs gunpowder (as he uses both in Minecraft). DeepSeek is wondering whether to narc on me to the PSB. Ah, the joys of modern parenting in mainland China.

2025-07-18 14:09:50 UTC

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Yes, they debit from a small amount of bitcoin I keep on the exchange. The taxes get reported in a report that is easy enough to import into TurboTax based on FIFO, but personally I use cointracking.info to be able to do specific lot tax reporting across all holdings and exchanges.

2025-07-18 07:36:22 UTC

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Had something like this from a market at Pikes Place in Seattle… it had made me question the legitimacy of every strawberry since then. I’m ruined.

2025-07-17 22:29:40 UTC

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Does using Bitcoin debit or credit cards count? My Coinbase debit card has made living on a Bitcoin standard extremely easy in most places that already accept a Visa card. It’s the same cost the merchant but I’m saving and get rewards in Bitcoin. I’ve avoided the credit card because I don’t want to pay any yearly fee (yet…)

2025-07-16 12:03:31 UTC

With the HSBC Labs team in Guangzhou. I’m proud they all learned a little bit about digital assets during my past seven years in China, and put up with my views on Bitcoin, privacy and identity.
I’ll be packing my bags and heading to Abu Dhabi on August 1. I am open to a new job, but I’m in no rush. There are two types of bankers: those that know they are competing in the cryptocurrency industry, and those that are about to find out. Looking forward to the next adventure.
https://blossom.primal.net/1ecc3ce7ac72f81af170703c44d5da54d4123cd7f6ed7fcfa79074f925cf3368.jpg

2025-07-16 11:50:36 UTC

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I’m fiscally conservative and socially liberal. I value diversity of people and ideas. I believe in America as a land that encourages immigration but does so legally. I think people who work hard are cool, and people who crave excess consumption are lame. I don’t hate China, or its people — but I think it’s great to compete fairly and disagree with any authoritarian government policy. What party am I? Because I voted third party last election and likely will keep throwing my vote away until some common sense is restored.

2025-07-15 20:04:16 UTC

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ISO8601 all the way baby. I use it everywhere I can in the small hope it becomes the new normal.

2025-07-12 19:35:04 UTC

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As a Jew, I agree with you — and fuck Zionism. Live in peace, and let’s respect each other.

2025-07-07 17:48:52 UTC

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Incredible!

2025-07-04 20:36:24 UTC

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Going to need more info - what is the machine you are using to run the docker? Specify the exact cpu, ram, and disk… typically this type of issue is related to an underperforming machine. Around 88% is probably 2017 data when UTXO size grew, I believe? Not an expert but I also have ran BTCPay server in a docker deployment on a Synology (not very powerful) behind a VPN and it took some time to sync

2025-07-04 20:34:16 UTC

A happy Fourth of July
https://blossom.primal.net/6438293c65c9884fb260610b777498f5825124977618c8cc525cdb2982e36e93.jpg

2025-07-04 03:18:05 UTC

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What hardware are you using? I’m guessing either your RAM or HDD might be insufficient. Are you using BTCPay server in docker or what deployment mode?

2025-06-30 23:49:42 UTC

Great but quite hot day hiking in Idaho
https://blossom.primal.net/4daa5c5a618b824bab199930499ed84ddf281d85fcf7bab1dc3211f384008eda.jpg

2025-06-28 11:45:05 UTC

Having a great time with family in USA. Good to disconnect a little.

2025-06-23 12:00:12 UTC

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Yes, but good luck finding those family members able to orange pill the rest. China’s people lack perspective because they don’t know about Bitcoin because of the censorship in mainland, and all they know is “real estate keeps going up” so they see it as the right investment regardless if it is their home country or not.

2025-06-23 11:26:54 UTC

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I live in China, but too many centralized exchanges are obeying Beijing by blocking Chinese passports/ID cards from registering, and OTC is challenging. Which exchange should they use?

2025-06-22 09:23:35 UTC

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Every day he practices his violin he collects his allowance in bitcoin. He enjoys living free and not worrying. I can’t fix our current politicians (I didn’t vote that guy) but I can give hope and a little wisdom to our next generation.

2025-06-22 08:50:33 UTC

Eli caught two fish in under five minutes. It was a great day fishing and riding bikes with his cousins in Idaho.
https://blossom.primal.net/f4f3e0a3a4327b7b55210c972cef5b5fd7ec2e6775459c17a93be19dab198401.jpg

2025-06-19 21:37:04 UTC

Taking a trip home to USA to see family and disconnect.

2025-06-15 00:06:56 UTC

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Quitting my job and moving the family to a new country: I’d be lying if I said everything is under control. Thanks for asking! It’s all for the best. How are you? Happy Father’s Day!

2025-06-14 23:46:45 UTC

I don’t normally say GM, but let’s give it a try. GM.

2025-06-14 11:32:41 UTC

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Mine is 7 and has been using Zeus connected to LnBits (lndhub) connected to my own node on BTC Pay.

2025-06-11 02:23:27 UTC

It is fascinating to watch people who are against others using Bitcoin and stating it doesn’t solve anything. Nobody is forcing Bitcoin adoption… and if this new money makes them feel empowered or happy, who honestly cares? Personally I think Bitcoin can solve many things but honestly it’s just an opinion and if nobody else agreed with me, it is true that Bitcoin would fix nothing.
I wonder if I am tribal with another subject.

2025-06-09 22:38:47 UTC

Watch out HKD, #Bitcoin is coming for you next
https://blossom.primal.net/ea882a9fcd49d5f53f7acdea52c2e5827747701fc12757c69f0c36accacb979d.jpg

2025-06-06 12:05:40 UTC

Overall the “tap to stack” NFC bitcoin lightning was successful as an ice breaker, however, it did face some challenges. It never worked properly with Phoenix wallet (no clue why) and my CLN node was pretty slow at making payments — sometimes failing to deliver to Blink wallet (channel issue, perhaps?)
If I do this experiment again, I might opt to use QR codes instead of NFC - it’s simply cheaper and easier for everyone. But NFC was a fun experiment!

2025-06-06 12:01:49 UTC

I’m moving to Abu Dhabi #UAE from Shanghai in August. Hope to meet any bitcoiners there, and also looking at new opportunities if any bank or VASP needs assistance.

2025-06-06 07:49:33 UTC

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Pleb node - always happy for inbound liquidity: https://amboss.space/node/0375afdebf40f697cd34042253c15829732619eef7a4924e461405f6fa13e6e15f

2025-06-06 05:45:51 UTC

900,000 🎉

2025-06-06 03:13:47 UTC

Great to see @nprofile…zmqe at Bitcoin Seoul 2025 showcasing #Bitcoin as “freedom goes up” technology, and the dangers of CBDC when implemented exclusively on private chains
https://blossom.primal.net/f96fbc51115bb61428739a1a31d9f499abc60dcfbb43fd498b9306d7ab5b11de.jpg

2025-06-05 14:49:01 UTC

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Life is the simulation! I do think AI and agentic workflows will only accelerate from here. Increasingly we will need a decentralized identity even verify if we are talking with a bot or someone verified in real life.

2025-06-05 13:48:44 UTC

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You know this is all a simulation, right?

2025-06-04 19:10:40 UTC

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They still aren’t directly touching bitcoin. I hope to see a GSIB touch Bitcoin directly.

2025-06-04 13:35:21 UTC

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Yasssss. But I’m super old and lame in bed already haha

2025-06-04 13:27:37 UTC

I have no clue where I’m going next but I’m happy I am not comfortable and excited for the future.

2025-06-04 12:57:18 UTC

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Great meeting you!

2025-06-04 12:56:24 UTC

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Bitcoin Seoul 2025!

2025-06-04 11:54:09 UTC

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I’m in Seoul this week :)

2025-06-04 10:41:38 UTC

Nice meeting you @nprofile…w26u — keep up the amazing work in El Salvador

2025-06-04 06:55:07 UTC

Cool to see #Bitcoin Beach @nprofile…ggt8 representing in Bitcoin Seoul 2025
https://blossom.primal.net/44d0bb3e1ae38b081d3b214b8f009f01f2ffaa7c7fbc59b85331e93244cc6ebd.jpg

2025-06-04 06:26:51 UTC

Congratulations to @BoltC for being the first person to test the OffChain nfc tokens at Bitcoin Seoul 2025! On GrapheneOS - no issues 🧡
https://blossom.primal.net/b3b0a0f8166e86cdfe9c6c31be9012539d78f61149d12f78ab8c807fbb5da137.jpg

2025-06-03 23:59:40 UTC

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Thanks, I’ve signed up https://saveourwallets.org/
#nevent1q…5mk0

2025-06-03 13:08:34 UTC

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Sadly it’s sold! But here are some pics for the bill of materials. It was a fun weekend project. The T-beam are still for sale if you know anyone in China
https://blossom.primal.net/1569b811c20fd6967d897321c972670ed5c1e62dbdd691f4348e0796ed3a375f.png
https://blossom.primal.net/ca39099ef770ad6e62614780696852dc1848c03b19b23e681b807d45f3cf298f.png
https://blossom.primal.net/d071d8bcc6ec20faf45403fecb16574e8926e075caaf008e2591fb13fef22a64.png
https://blossom.primal.net/78ca4d49274f34255a19661285665d876ce45b703ebc0ab570f5ae615878dac7.png
https://blossom.primal.net/03b830df1fc685c627b8f43febe79de63f8df1275e2ab14746750c08937fd4c8.png

2025-06-03 13:06:29 UTC

My #Bitcoin Lightning NFC coins are ready to go for Bitcoin Seoul 2025. Tap to stack some sats!
Inspired by @nprofile…d3u4 for their amazing plugins and @nprofile…qkpf who handed out bolt cards at Bitcoin Asia. Thanks to Bitcoin Association of HK for the free conference ticket - paying it forward to anyone cool I meet at the event.
https://blossom.primal.net/20585587a7f2f5fd738def4b2ea3d2313b1eab712a5384e044e90f4d9c30fb59.jpg
https://blossom.primal.net/ec24e1a47aaa763979ccc0837eb0c76c291c73d781749291db2b7c6c880c5794.jpg

2025-06-03 07:19:50 UTC

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Interesting. Can foreigners participate? :)

2025-06-03 05:51:36 UTC

Selling all my China Lora #meshtastic gear. My solar node T114 shipped out this morning, and Lilygo Echo this afternoon. I still have another T114 and two T-Echo supreme available, each with external 6db antennas.
https://blossom.primal.net/fc5da8af9996e17c0ed90ff48c301c26a2652c57d3ec132fc7dab8ba2cd420b2.jpg
https://blossom.primal.net/1d61a65ff95016f81aefeddc73958f4c6f5564e30384a7117a12f0ad348e99d1.jpg
https://blossom.primal.net/d858984051de3ccdbe7b13cc54d8baa8a1d00d3112e977a01a63b612c51171b1.jpg

2025-06-01 23:46:23 UTC

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Thanks for sharing, that was an awesome read

2025-05-30 00:03:50 UTC

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I use Bitcoin for the network and bitcoin for the asset.

2025-05-29 03:21:58 UTC

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This is clearly the right way. I think many countries will move in this direction. It also allows battery technology to be upgraded much more quickly

2025-05-28 13:20:13 UTC

Quick and dirty prototype of the ntag215 NFC Bitcoin Lightning coins. When you tap one against your phone, you can stack a few sats thanks to the genius at @nprofile…d3u4 withdrawal plugin.
I’m going to get some nicer vinyl stickers and make a hundred of these to hand out at Bitcoin Seoul for fun.
https://blossom.primal.net/c08e663947f29c0410acb04723398cf46ec784f38655ad178815c8e4795d10bf.jpg

2025-05-28 00:31:21 UTC

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Awesome! Me too! I get in June 4 — see you soon

2025-05-27 12:51:58 UTC

Just taught my son (7 years old) how to do a Caesar cipher and now he wants to do lattice learning with errors to protect our bitcoin. Good thing it’s time for bed…

2025-05-27 04:09:25 UTC

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Bitcoin Seoul in two weeks… coming? :)

2025-05-26 01:08:22 UTC

I am looking to meet companies, regulators or organizations focused on #Bitcoin and hiring in UAE, specifically Abu Dhabi. I appreciate any introductions or help. Putting this message in a bottle on nostr and will see where it lands. Thanks!

2025-05-26 01:02:08 UTC

Looking forward to my first trip to Seoul. Will attend #Bitcoin Seoul 2025 from June 4-6.

2025-05-24 22:55:25 UTC

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I’m a fan of this open source resume builder https://rxresu.me/

2025-05-23 05:41:19 UTC

A great party last night for Shanghai Bitcoin Pizza Day!
Thank you to OffChain, PA News, Delta Labs, PizzaDAO, Base, World Champions Pizza, and Divvi for helping us pull it off.
https://blossom.primal.net/968c973b3196bbf39a4ee12e1d2ad30d7546ce6663e66f852c2f3c79a20e66ad.mov

2025-05-22 23:57:42 UTC

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🍕S🍕P🍕E🍕N🍕D🍕
🍕&🍕
🍕R🍕E🍕P🍕L🍕A🍕C🍕E🍕

2025-05-22 14:55:38 UTC

We had over 150 people show up for the Shanghai pizza day. Happy #bitcoin ATH, and keep meeting more awesome people
https://blossom.primal.net/c6f1a5a01b9dffae5ab96a26278fbcefc01dc6d5cd323c246bd22c5a0ac51481.jpg

2025-05-22 00:36:12 UTC

Happy #bitcoin ATH pizza day
See you tonight in Shanghai, or check out https://globalpizza.party/ for a party in a city near you, or just eat pizza with your good friends. I’ll be giving out free Bitcoin sats and showing people nostr tonight.
https://blossom.primal.net/24b13ea52718f23eb67cd81aa1b72797110747f514988f6f20e0e8020a6717f6.jpg

2025-05-20 03:33:03 UTC

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A step in the right direction. Bitcoin is inevitable, but stablecoins are directionally correct.

2025-05-16 22:00:43 UTC

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Time to go outside and touch grass
nevent1qqsx7ufesnqwymn5zrddj4p4mgg3ganxs5ydevh0zx6hls88jge973gpupmhxue69uhhyetvv9ujuerpd46hxtnfduhj2v3swaehxw309aex2mrp0yhxumm5daeks6fwwa5kute9xgc8wumn8ghj7mn0wvhxcmmv9ujnyvrhwden5te0wfjkccte9eekjctdwd68ytnrdakj7ffjxpmhxue69uhhyetvv9ujuvrcvd5xzapwvdhk6te9xgc8wumn8ghj7mnxwfjkccte9eshqup0y5erqamnwvaz7tmjv4kxz7tjwvhxumm5daeks6fwwa5kute9xgc8wumn8ghj7un9d3shjtnwv4u8getj0ghxxmmd9ujnyvrhwden5te0vejkuunfwgkhxtnwda6x7umgdyh8w6tw7ml7n4

2025-05-16 21:57:04 UTC

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I am not a climate skeptic. I’m a government skeptic. I do agree that Bitcoin is a great way to remain self sovereign, and this is important to any debate.

2025-05-16 08:45:48 UTC

I have opened complaints with 国家金融监督管理总局上海监管局 against China Merchant Bank, Bank of China, ICBC, and CGB for failing to allow any personal consumption loans (闪电贷) to China Foreign Permanent Residents.
Maybe one day China will have fair credit lending policies, with regulators that ask banks to uphold the law.
《个人贷款管理办法》https://www.gov.cn/gongbao/2024/issue_11306/202404/content_6947720.html
第二章　受理与调查
第十二条　个人贷款申请应具备以下条件：
（一）借款人为具有完全民事行为能力的中华人民共和国公民或符合国家有关规定的境外自然人；
https://blossom.primal.net/c3ee4c6f3dee6222c42d67809b1c09c969db36805946cba7869bd6d93050af05.png
https://blossom.primal.net/364930b224185719613bd4a7ab5e505bfec6b21b5781d4db2bb75942be371944.png
https://blossom.primal.net/84dab15594b289848598fb460e30a018e4563ec28dc07ef5349044aec038ab07.png

2025-05-16 06:18:34 UTC

Excited to have electrumx working with @nprofile…zevy docker and Sparrow.
Part of me wonders if I should just switch to an umbrel setup (I finally got it working in Synology!), but I really enjoy getting under the hood and seeing exactly how all of these services work. I also saw that Umbrel doesn’t support BTCPayServer with lightning core (only LND) so that would mean I have to start all my channels over again.

2025-05-16 06:15:06 UTC

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This warms my heart. Seriously, if more companies follow the lead it would make this crazy world a little better.

2025-05-12 13:10:03 UTC

Come attend the 5th annual Global Pizza Party on 5/22 to celebrate #Bitcoin Pizza Day. In Shanghai, we will be hosting it at The Hai from 7-10PM. Free pizza and free bitcoin!
If you wish to help sponsor this 100% free event, please reach out to me - we greatly appreciate any help, and would be happy to give away any swag at this or future OffChain weekly events.
https://blossom.primal.net/03073624901f832768996be2837c84095dfc95d97cc459870aeca00ff7ea171c.png

2025-05-11 23:35:14 UTC

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Agree, phoenix is a solid trust minimized choice. I still use Zeus so I can use my node at home, but for embedded trust minimized it’s a great option.

2025-05-11 23:27:28 UTC

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No, just a guy who has downloaded his fair share of Bitcoin and Lightning wallets. I still haven’t found perfection. I tend to use Zeus because I want to use my own node, but then it’s too complicated to recommend to most new people.

2025-05-11 22:37:34 UTC

I think Bitkit #bitcoin wallet might be the most beautiful UI/UX non-custodial bitcoin and lightning wallet I’ve seen. Well done!

2025-05-07 00:29:46 UTC

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My hobby is finding new dumb shit to waste it on

2025-05-07 00:13:13 UTC

Yesterday I tried to take out a personal consumption loan in China. Getting 300k RMB cash at 3% is a great deal, especially as the U.S. dollar is weakening. As somewhat expected, I was denied from applying for being a foreigner. My permanent resident “green card” did not help - they won’t offer that type of loan to any foreigner regardless of visa or circumstances. My wife (Chinese) took out the loan instead but, for better or worse, I am a kind of “it is the principle that matters” type of guy. There is no concept of fair lending here, and while that is their choice, I have every right to politely disagree.
I went to the regulator (国家金融监督管理总局上海监管局) and opened a complaint. The security guard was a bit baffled to see a foreigner walking up and asking to open a complaint in person, but I managed to explain the issue in Chinese. To their credit, they were incredibly nice and happy to help open the complaint against the bank (probably looks good on their reports to show they helped a foreigner). The bank called back later that night and, again, explained they don’t offer it to foreigners because of their policy.
Just another interesting day living in China. I know some may consider this type of behavior petty and “not a polite guest.” Perhaps. I’ve been here seven years and know it won’t be forever. It’s not all bad experiences, and in fact many parts are quite good. These monetary systems are always a rigged game, and this type of institutional discrimination or bias is likely inherent to every country in their unique ways.
https://blossom.primal.net/ebf89bb5e8b3d29b8f0df6f24619d8e0dce2a7b4650c9e4155122d9579d4797a.png

2025-05-05 13:28:39 UTC

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I keep a few backup battery chargers in a bug out bag just in case. Best of luck!

2025-05-05 13:26:58 UTC

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My rack is full… but I do wish I had a reasonably priced 10G switch

2025-05-03 23:43:49 UTC

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Agree, and there are some like Sygnum and AMINA… but I think “a change is gonna come.”

2025-05-03 22:45:59 UTC

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Which private banks allow bitcoin sales, or are in progress? Still waiting to see more developments from JPM, Citi, Societe Generale, UBS, Deutsche Bank, HSBC

2025-05-01 13:49:22 UTC

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I really appreciate everything you did to get it this far, and all the effort that must have gone into showing a vision of where decentralized coordinators need to go next. It’s truly inspiring.

2025-05-01 00:46:24 UTC

TradFi is still so early in their cryptocurrency journey. https://youtu.be/61XGfxAgKUc?si=odnSy4CPbaEyYx2U

2025-04-30 08:43:05 UTC

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Health and family. Take care of yourself, and don’t forget those that care about you

2025-04-30 05:47:24 UTC

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Zeus has been fantastic: the embedded wallet is the simplest self custody wallet I have found. However, if you desire all the god-like functionality, using @nprofile…jlwn with @nprofile…3ke4 or @nprofile…d3u4 can allow you to customize anything from self-sovereign to full merchant payment experiences.

2025-04-29 23:43:26 UTC

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I use @nprofile…wcns in docker to run my own self-custody lightning node on an Intel NUC 10 i7 in the living room. I also use @nprofile…d3u4 to run my own self-custody lndhub that allows my son and myself to maintain separate balances. He has an old cellphone with @nprofile…0ty7 on it to connect and receive his daily allowance if he practices his violin every day. I automatically purchase bitcoin daily on @nprofile…er0h and automatically withdraw to a cold wallet at set increments, but occasionally top up the living room hub if necessary. I hope more parents can share what they are doing.

2025-04-29 10:07:50 UTC

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GM That’s a cool artwork

2025-04-29 07:57:31 UTC

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Glad I’m not the only one. Updates are in the GitHub issue: https://github.com/Kukks/BTCPayServerPlugins/issues/89
If @nprofile…nrjm or anyone else needs me to run some tests or gather outputs, I’m happy to help.

2025-04-28 22:53:11 UTC

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For myself it is about learning. Then you can then enjoy using chopsticks anywhere.