benjaminchodroff on Nostr: I have opened complaints with 国家金融监督管理总局上海监管局 against ...

I have opened complaints with 国家金融监督管理总局上海监管局 against China Merchant Bank, Bank of China, ICBC, and CGB for failing to allow any personal consumption loans (闪电贷) to China Foreign Permanent Residents.

Maybe one day China will have fair credit lending policies, with regulators that ask banks to uphold the law.

《个人贷款管理办法》https://www.gov.cn/gongbao/2024/issue_11306/202404/content_6947720.html

第二章　受理与调查

第十二条　个人贷款申请应具备以下条件：
（一）借款人为具有完全民事行为能力的中华人民共和国公民或符合国家有关规定的境外自然人；