Chris Stark

Public Key

npub1ve4we9s8egd97jmuyh8fzvmtrp67xelq6yngnk33rw0848ueg4aswzt5pt

NIP-05 Address

Profile Code

nprofile1qqsxv6hvjcru5xjlfd7ztn53xd43sa0rvlsdzf5fmgc3h8n6n7v527cpz3mhxue69uhhyetvv9ujuerpd46hxtnfduqs6amnwvaz7tmwdaejumr0dsmcxsag

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relay.damus.io

nos.lol

Author Public Key

npub1ve4we9s8egd97jmuyh8fzvmtrp67xelq6yngnk33rw0848ueg4aswzt5pt

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Last Notes

2026-03-31 15:29:37 UTC

@nprofile…qlzq
Found something good for you for a future live session. https://archive.org/details/line-out-s-2/could+have+been+radio/line+out+s2+e1.wav

2026-03-22 12:05:23 UTC

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"That’s why your eyes will glance over anything that has LLM smell. Be it text, or images, or infographics, or posters, or stock “photography”, or tweets, or videos, or whatever. Humans are pattern matching machines, and the pattern you’ve identified is a lack of caring. Prompt goes in, slop comes out. Zero effort. Zero care. Sloppypasta."
I've been struggling to verbalize this when explaining to folks what's coming, but you summed it up with this article. GM and thank you for your ongoing contributions

2026-03-18 16:13:46 UTC

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Seedlings getting ready for the cold frame, no peppers yet though, that comes later in the season.
https://blossom.primal.net/00d4ff0dc5fc4d7b9662c59cfcf3eed12112e7cf3162fdd146a56deb3b08e28c.jpg

2026-03-16 16:32:25 UTC

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Where should pro folks go to find the update?

2026-02-28 21:26:12 UTC

The powers that be really underestimated how easy it was to cancel the chatgpt subscription , delete the account/app from all devices and sign up with @nprofile…u4p9
Shoulda done it earlier.

2026-02-16 15:46:08 UTC

"Furthermore, the incentive for these hardware companies to prioritize the average consumer is also dwindling. According to Western Digital, thanks to a surge in demand from its enterprise customers, the consumer market now accounts for just 5 percent of the company's revenue."
https://mashable.com/article/ai-hard-drive-hdd-shortages-western-digital-sold-out
Uh oh..... Do we have one of you guys building open source hard drives yet?

2026-02-14 12:45:30 UTC

"Strong Towns has always started from a different premise. Durable affordability doesn’t come from crashing markets or imposing uniform outcomes. It comes from places that can respond to stress without breaking; from systems that can adjust incrementally without needing to override the people who live there. And it comes from building up more communities that can offer real opportunity and prosperity, so demand naturally spreads across many places, instead of being forced into a handful of superstar metros that buckle under the pressure." https://www.strongtowns.org/journal/2026-2-9-the-housing-debate-is-finally-catching-up-to-reality
While this article is about housing affordability, this paragraph made me think of the people here who each day are doing some small incremental thing to make this and their community better, whether cutting soap, making shirts, incrementally creating technology to provide a freer and fairer world or posting memes to keep the vibes up.
GM all, have a good weekend.

2026-02-08 17:02:27 UTC

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What is the trading strategy/setup? And how does an AI evaluate past trade performance?

2026-01-28 15:43:49 UTC

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There at least they give you safe places to bike.

2026-01-28 15:28:47 UTC

You have to have a certain level of crazy and cold tolerance to be biking in Chicago in January.

2026-01-26 18:45:39 UTC

https://fountain.fm/episode/GS2C4d7SKBMkt14DPnG5?t=1042
@nprofile…tkhj The small real estate investor world is talking about your book!

2026-01-21 20:46:36 UTC

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Amazing to watch how much your little operation has grown. Stay humble and keep stacking soap.

2026-01-19 13:04:25 UTC

The smallest government you can have is determined by the largest business you're willing to tolerate.

2026-01-18 23:19:22 UTC

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Funny how this community has so many.

2026-01-18 16:56:37 UTC

When you are in need of a boating accident, rural Wisconsin has you covered.
https://blossom.primal.net/121ff9e68a4e498dc3152412f5e0a202ad51b2cbf86d187b1c073338ac525731.jpg

2026-01-16 22:33:06 UTC

https://www.strongtowns.org/journal/2026-1-12-christmas-cookie-inflation-index-2025-update
Thought folks might appreciate this article. It's the unintended consequences of the system that slowly erodes a community, demonstrated through Christmas cookies.

2026-01-09 23:05:44 UTC

Thought this was an interesting chart showing the investor share. Peak in 2022 at 20%, right when interest rates were about to ramp up. I'm surprised by the recent Small Investor share, big things bought too much and puked out deals that with only enough meat/risk profile for small investors?
https://blossom.primal.net/701ce3605f29869d5a024445e02ad2d23021ca29e30abea0cfddfeda21c11a08.jpg

2025-12-22 22:40:51 UTC

Good night from up north. Hope you are all warm with family as we end the year!
https://blossom.primal.net/c78df66d0ce2722b27d98845d98535dae091d2e5159e6d29c90381724d7aa6eb.jpg

2025-12-17 01:34:40 UTC

One day I'll start hunting for more old books. But I like the ones I do have.
https://blossom.primal.net/31440b30a52932dc25c6be2ee8227dbf4e4caf6189032f81756ca26d21658074.jpg

2025-12-01 20:00:50 UTC

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I do love these types of projects. While they can seem small, the change that they can bring is noticeable by calling out a failure while showing that some perdicaments can be individually addressable by individuals caring for their place.

2025-11-25 14:50:11 UTC

GM all!
https://blossom.primal.net/5c516a9039a570b2da48feeea53c6aed1c6128d833f1e06a523fefccef907bab.jpg

2025-11-09 12:24:15 UTC

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Give us a picture of the inside to judge the quality. Outside just looks crusty and delicious.

2025-10-31 15:34:29 UTC

I'm waiting for @nprofile…fm4n to do today's vlog as Ben Franklin reading The White Waper Introduction. Happy White Paper Day everyone!

2025-10-30 00:11:29 UTC

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Been there since those first batches, ain't gonna stop, next order is needed soon.

2025-10-29 15:34:15 UTC

I have a theory that retirement accounts are a huge harm to local communities because it traps investment wealth in public markets for decades rather than letting people who have wealth to otherwise invest in real estate and businesses locally with immediate tax benefits to improve their community.

2025-10-26 15:11:37 UTC

GM! At a different park than usual with the kids and there are people on broomsticks running around playing a surprisingly competitive game of quidditch in the athletic field.

2025-10-25 13:34:21 UTC

GM! It's fires in the morning season!
https://blossom.primal.net/f24ddda2dce99f2812bb71560a4ea5537ed259017220587ea2b8875b8a0d02c9.jpg

2025-10-24 14:31:47 UTC

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Concept: Creation of an Opportunity Zone Fund that is structured to hold BTC not as a speculative asset but as the Working Capital under Safe Harbor and 90% Asset Test which would be used to get the equity portion of rehab projects.
This would be achieved through business construction loans through a service like Strike for a less than 18-month term where the proceeds from the BTC collateral would be fully allocated to a rehab project and would be repaid at refinancing to a perm loan or sale.
These loan funds and any additional funds generated through the refinance or sale of an individual asset would be rolled back into the Fund’s BTC balance and immediately be fully deployed as collateral for the next rehab project.
Following 10 years of operations the Fund can step up the basis of assets within the Fund and disburse the gains to the Fund’s investors. Since the Fund holds only BTC as its cash equivalent for working capital for collateral loans, the BTC would be distributed back to the investors at the time of dissolution of the Fund.

2025-10-24 14:30:57 UTC

Putting this out into the universe because as a real estate guy you realize there are more opportunities out there than people to compete with and cities need entrepreneurs doing this work so it’s win-win for all of us.
Disclaimer: This is a thought exercise that in no way constitutes financial or tax advice.
Thesis: Bitcoiners care about their local community and want to improve it in a way that doesn’t jeopardize their stack. Some may find that for other reasons they need to sell a portion of their stack and recognize capital gains.
In the US, there is a tax structure for individuals to take capital gains and push them into physical real estate located within Opportunity Zones. In many communities, the downtown area is within an opportunity zone. By holding assets in the Fund for 10 years the individuals can recognize the step-up on a basis and sell the properties with a dramatically diminished tax liability.

2025-10-13 21:21:20 UTC

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Mine was finance, real estate and then Bitcoin. It's hard when you finally unsubscribe because you have heard the story a thousand times.
If you are looking for a deranged audiobook I might recommend Dungeon Crawler Carl. It's like listening to an old school radio drama.
https://soundbooththeater.com/shop/audiobooks/dungeon-crawler-carl-book-1-episode-1-thank-you-for-volunteering-immersion-tunnel/

2025-10-13 21:20:56 UTC

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2025-10-08 13:14:26 UTC

I love this time of year when the morning light plays on the painting. GM all.
Work on building up your community wherever you are today.
https://blossom.primal.net/5d4dc8b9b4dff44003bc67672b5ae4f56d6afc351cab5bb2d0f74753cadbbd14.jpg

2025-10-03 15:58:32 UTC

GM prisms in windows leave the best surprises on your wall.
https://blossom.primal.net/a12d7481dc1dd6e9f011879a882430af478f4b85071139b8496c0000fc147d1f.jpg

2025-09-29 00:37:03 UTC

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I'm working on a project demolishing most of mine and rebuilding it mainly with lots of apartments and townhomes. Will have life again but not like Gruen envisioned.

2025-09-12 15:07:04 UTC

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At least for property taxes you get local services like:
-Police
-Fire Dept
-Schools
-Library
-Public Parks
-Drinking water and sewage disposal
-1-2 potholes on your street filled
Is it always run well, no but you can hold local services accountable locally in a way you can't at the State and Federal level with income taxes that have a less clear value to your daily life.

2025-09-07 18:07:29 UTC

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Don't believe them when they say Proof of Stock is superior...

2025-09-05 22:52:36 UTC

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Video of the process please. Wondering how tricky it actually is.

2025-08-31 12:59:01 UTC

GM all!
Something something following rules.
https://blossom.primal.net/6f1cb7b97e3b5af18bf18871fe0aac3b583dd5d4586e4b155a73758f31e1cec4.jpg

2025-08-28 15:39:15 UTC

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Find a successful restaurant you love in your home town with a Boomer owner looking to retire. Buy it from them with seller financing using fiat terms, use a Strike loan for the equity you bring to the table, and pay off your Strike loan using only net revenues.
1. Keep your BTC
2. Preserve a successful local restaurant for your community
3. Avoid the start-up restaurant failure rate by buying a profitable business
4. Get that best table in the restaurant every time

2025-08-26 20:38:17 UTC

Neenah, WI is probably important to more people than realize it. Look at your surroundings, who made that thing you rely on every day?
https://en.m.wikipedia.org/wiki/Neenah_Foundry
https://blossom.primal.net/846b760990a1c314f953a6fe3378335e121765ec85fe657bf2ac224bd05eca8e.jpg

2025-08-26 20:34:51 UTC

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The challenge here is that you reinforce the spiral. There are indeed communities with levy rates of 18-25%+ but it is generally a sign the community is financially insolvent. The individual and community incentives are in conflict.

2025-08-25 18:10:02 UTC

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While I agree with the sentiment that demonetizing residential real estate is important for long-term affordability, folks need to understand that the way your community funds it's fire, police, parks and schools is through a local property tax levied on the fiat value of a home.
Cratering fiat housing prices mean cratering local public services. We only want the demonetization to occur when measured in BTC because we haven't solved how to fund public community services in another way yet.

2025-08-22 16:14:45 UTC

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https://blossom.primal.net/a4b1979b8f1e82f3fcbb26fc871beee6d40bd63fa9a7f9beaca8f0faff830ccb.jpg
In the end of their conversation, Pete is struggling with the impacts of a national approach upon his community of Bedford. It reminded me of this passage from Chuck Marohn's book, Strong Towns.
Pete's actions in focusing his attention upon making a successful Market Street is the first step in a successful neighborhood and a prosperous city. "A strong and stable state is an assembly of strong and stable cities"
Stay humble, and build Bedford.

2025-08-20 17:51:45 UTC

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When your gardening hobby becomes a financial windfall there's a problem. That being said, the amount of raspberries alone the kids eat daily would be $200+ per month so I'll keep gardening.

2025-08-20 15:01:50 UTC

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A great reason to make a glass of wine half empty! Hope that your day went well and that your dinner might include such a libation should you wish it, mine would be a bourbon and soda.

2025-08-20 14:12:04 UTC

GM all, when the glass is half empty, sometimes there's a good surprise waiting for you at the bottom.
https://blossom.primal.net/8e29e25dbe3bca03960ec848db7d26e1d54ad47566d5e5e92feecca90af4c8ec.jpg

2025-08-19 14:11:39 UTC

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The average person doesn't comprehend the complexity of adding new power to the grid, let alone of connecting it to the grid or it's impact upon the communities in which they locate.
The hyper scale data centers are mind boggling in their 24/7 thirst for power and the strain that places on a community.

2025-08-17 14:10:07 UTC

GM all,
Granola has been made.
12C rolled oats
1/2C syrup
4-5T cinnamon
2t vanilla
2T brown sugar
4-5c chopped nuts (pecans, walnuts, almond)
1C coconut
Oven 275° stir every 5 for 20 minutes
https://blossom.primal.net/093fa1465c14f8c0022bc6284517e7db9fb61878e2a347adf1fe9e7077eee3a9.jpg

2025-08-08 13:56:59 UTC

They don't make glass block like they used to.
GM all!
https://blossom.primal.net/b0cd0c27babc23d621ff737ad46c7cca5fc399f69568b1f765d17bb1a290f536.jpg

2025-08-01 01:01:19 UTC

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I needed one for my trip, can you make this a thing?

2025-07-31 14:22:52 UTC

As someone who used to be responsible for trying to improve public infrastructure and has seen just how expensive and long it can take to just do a full concrete curb bumpout and pedestrian island project even at a high need location like by a park or elementary school, I love seeing these examples of doing the quickest, most cost-effective solutions like in this short.
https://www.youtube.com/shorts/fLc0Ljlzd0o
As local communities are increasingly forced to find new solutions to solving public infrastructure issues, projects that are a. quick to build, b. cost-effective to implement to solve one small local problem and c. are financially within local reach without incurring significant debt should be the default before the big project that seeks State or Federal funds and a large capital bond, should be prioritized because if you can't afford to build it as a community, how can you expect your future neighbors to maintain and rebuild it later.

2025-07-29 16:09:09 UTC

https://www.youtube.com/watch?v=J6svsrR5qUs
Headphones on, give yourself the full 12 minutes to just breath and absorb the sounds and images.

2025-07-29 15:41:15 UTC

https://blossom.primal.net/823c9ace7ce258efda9fed53963790d1be1b1a56a407e762d711f52770f3e782.jpg
After years of growing the pear trees are finally going to produce fruit for us.
Plant something in your garden for the future you to enjoy.

2025-07-29 14:31:27 UTC

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When municipalities are captive not only to the fiat induced incentive system but also the growth Ponzi scheme development pattern, you eventually get to a point where it becomes hard to obscure the challenges faced in a community as it has less flexibility to respond locally.
https://www.strongtowns.org/journal/2011/6/13/the-growth-ponzi-scheme-part-1.html
Just as finding Bitcoin opens your eyes, so does finding Strong Towns and understanding the development mess we have made for ourselves through the over-promising made by prior generations.

2025-07-22 12:57:53 UTC

The sun shines on a serene place. GM all!
https://blossom.primal.net/8a7e4bbb636fb0928cd264bc84baa0efe02425ccf7dc3244967ab2b7f240c20e.jpg

2025-07-18 23:20:46 UTC

Sometimes the scale of what our ancestors built for us to remember are hard for us to comprehend. Not only should we strive to be the next generation of caretakers but also remember that this is what we are building for a generation far beyond our own children.
https://blossom.primal.net/8027af9ecba002ddbeb3685ed167e4313a9efc319ff29aa960d193b83f6b34af.jpg

2025-07-07 13:39:48 UTC

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It's easy if you can choose a place to live where you don't always need a car to get places or to your life needs like the park and grocery store. It's hard if you live in most of the places we've built for you that are nearly 100% car dependant.
Benefits of being a bitcoiner is pursuing the life that works best for you and your family.

2025-06-30 01:43:18 UTC

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@nprofile…3lp8 has a soap for that. Redacted I believe.

2025-06-27 12:11:19 UTC

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https://fountain.fm/episode/ywsz1yQ3OK3AuunvRUsj
Strong Towns is focused around how we build our communities and if you think we broke our money, this podcast will pull back the curtain on how we broke our towns.

2025-06-25 14:50:38 UTC

https://blossom.primal.net/1476de14a83205ca5649750a9ccd5ca54cb089a2ca288ce9ea0338ae6b6b75ef.jpg

2025-06-25 01:13:47 UTC

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I used to enjoy that last part of the run to work, hard to beat the view. Sure the breeze is fantastic right now.

2025-06-23 01:07:28 UTC

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So foretold by Sean Connery "There can only be one"

2025-06-23 01:03:40 UTC

Sometimes you just want to stand on the table.
https://blossom.primal.net/330ce4458a0b83d8fd020f171eb5712cb6d0873a67d93e080a5d1c8a06f3e865.jpg

2025-06-19 18:31:54 UTC

My fiat life revolves around real estate consulting and working with developer's looking to build things (apartments, industrial buildings, shopping centers, etc.).
Even when they get returns that are great by conventional measures, I'm constantly thinking "Why don't they just buy 600BTC, stick it in cold storage for the same 10yr hold and get like 9x the return with no risk or effort instead of a dramatically lower return from this highly speculative over-leveraged financialized real estate product that only works because I can get them a financial incentive."
I really don't think people are ready for how BTC is going to break real estate.

2025-06-04 14:10:28 UTC

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https://www.strongtowns.org/journal/2020/5/14/americas-growth-ponzi-scheme-md2020 I originally found this article series when he wrote it well over a decade ago now. This Saint Louis image comparison is a pure example of the most powerful statement from the introduction:
"The American pattern of development creates the illusion of wealth. Today we are in the process of seeing that illusion destroyed, and with it the prosperity we have come to take for granted. The signs of decline are now too obvious and too widespread to ignore or dismiss. " ~Chuck Marohn

2025-05-20 14:38:23 UTC

Strong towns are resilient. They don’t bet everything on federal money and fragile systems. They grow from the bottom up, incrementally, with a feedback loop between public investment and community value. They don’t build for prestige. They build for people.
~Chuck Marohn

2025-05-20 00:04:06 UTC

@nprofile…qmsh you have been warned!
https://blossom.primal.net/50623eacac31a5c4782ed5b72d3ffe31f63145cf01f8d88db9d7f2ce84b9d380.jpg

2025-05-02 15:07:06 UTC

"When cities build their future around the hopes of distant aid, they make decisions that prioritize outside approval over local needs. That’s not strength. That’s dependency."
"A strong city doesn’t mean a wealthy city, or a growing city, or even a city with all the answers. It’s a place with options."
https://www.strongtowns.org/journal/2025/4/21/the-opposite-of-strong-isnt-weak-its-dependent
While the focus of the article is on cities, the same could be applied to individuals.
"A strong individual doesn't mean wealthy or ripped, or brilliant. It's a person with options."
Stack sats to have options.

2025-04-30 14:37:38 UTC

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https://www.strongtowns.org/journal/2025/4/14/cities-are-already-defaulting-on-their-debts
Just wait until you go down the infrastructure rabbit hole and realize just how bad it actually is.

2025-04-23 14:54:51 UTC

I specialize in Municipal Finance and something that has forever infuriated me is that folks are more than happy to spend the debt to build a bridge or other piece of infrastructure but then never bother to set aside the money to maintain or replace it in the future, expecting future generations to not only choke on their long-term bond debt load from folks not wanting to pay the price now but also for fixing their expensive overbuilt decisions down the road.
The idea of time-locking a reserve of BTC on a release schedule over the life of a piece of infrastructure would flip this paradigm on its head by committing to not burdening future generations but instead throwing our present energy far into the future to fix it when the need eventually arises.
By incorporating a time-locked 5% reserve with a clear release schedule, you could plan for the periodic maintenance and the eventual full replacement. If it was in a multi-sig setup of multiple local officials (DOT commissioner, budget director, CFO, Mayor and head of council for example in a 3/5) so that funds were responsibly allocated to the project on release you also help future capital planning for the City and make things easier rather than harder.
Below is a sample disbursement table with simple math to illustrate the concept. I would love some thoughts from folks as Bitcoiners are one of the few groups with actual low-time preference decision making mindsets. @nprofile…5gu2 @nprofile…2vts
https://m.primal.net/QadL.jpg

2025-04-18 02:33:59 UTC

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I know they got swamped over the holidays with unexpected demand and they are only now getting shipping timelines back under control. And they are still building out the new factory's capacity.
Hope you guys can get something going in the future.

2025-04-17 00:39:39 UTC

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https://dearborndenim.us/
Have to rep a solid small Chicago clothing manufacturer. They are primarily a jeans company but also do some other clothing lines.

2025-04-02 20:25:10 UTC

@nprofile…fzq3 ever since you guys first talked to Michael Dunworth about the idea of time locking Bitcoins in the future for people to find I've been thinking about how Cities could use it to responsibly maintain long term infrastructure projects.
https://youtu.be/dx-Fxcz3xPk?feature=shared
Build a new bridge for $100M with a 100BTC reserve that is time locked on a 10 year release cycle for repairs with a replacement kicker arriving in year 70 as the final unlock.
Actually throw our current energy forward into the future instead of just stealing from our children with costly long-term bonds just to build it and never setting money aside to fix the things we build.

2025-03-05 23:07:12 UTC

@npub1zzm…w5wy is a man of his word. These just arrived in the mail and I'm looking forward to trying them out tomorrow. Thanks again!
https://m.primal.net/PVFd.jpg

2025-02-28 19:01:45 UTC

Note to self, next time you want to buy some soap from @nprofile…q723 , remember to check your spending lightning wallet's balance first.... got there eventually.

2025-02-14 13:35:47 UTC

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Vanguard didn't block us from vindictively buying a boatload of MSTR on that day with the funds we were going to buy the ETFs with in our IRAs though! https://m.primal.net/Ofju.png

2025-02-10 15:17:11 UTC

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"Our last Primal update was a real banger with cross-app wallet functionality, Primal Web now being even more functional for our users, now we're going back to basics." https://m.primal.net/OZaG.png

2025-02-07 15:23:53 UTC

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It works! Thanks @nprofile…mdf3

2024-03-28 20:48:38 UTC

@npub1s5y…6q7z I loved the recent conversations about Microstrategy.
Given that most folks are focused on the Treasury value only, I was wondering your thoughts on their ability to use things like Amboss to generate sats streams on even a small portion of their holdings and what role the "Bitcoin Development Company " plays in our broader ecosystem's evolution. They seem like one of the sole sources very large institutions will have available for a counter party that can be trusted.

2024-03-01 02:28:40 UTC

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Seeing how easy it was to zap on this video finally got me to make the effort of figuring it out. Here's the first 21.