TroyFelton
Troy Felton

Father * Husband * Realtor
Enjoys 🚴‍♀️🏃🏻🏌️‍♂️🏒🏓🏹 🎣 🦌💻 📚🐶₿
Keller Williams Realty Integrity NW

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Last Notes

2026-03-17 23:42:43 UTC

Happy Saint Patrick’s Day! ☘️
https://blossom.primal.net/f1f50666a36abcdde78222667a25ff012dd1f52efb28ef331c512a4d7a6c0520.jpg

2026-03-11 02:14:57 UTC

Ready to expand your mind to the outer limits? This episode of The Peter McCormack Show ( @nprofile…y6p3 ) on AI with Connor Leahy will do just that!
One thought I had while listening is the hardware progression between #Bitcoin and AI. Both started on x86 chips, and both evolved to using graphics cards for better performance. While the #Bitcoin network further advanced to using specialized hardware (ASIC), will AI continue to rely on Nvidia graphics cards, or will specialized hardware become the future norm for AI?
https://fountain.fm/episode/xjgdaQOnwow1oBsCbMP4

2026-02-24 00:59:11 UTC

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The chapters are short so it's an easy read.
https://blossom.primal.net/b4e12669926ef1cf5434dfffdbcc6084773be427b231ab5d5ff9bd3366441729.jpg

2026-02-23 04:27:27 UTC

https://blossom.primal.net/d71a7ed293d99398c972e92ae86976ed59ccd7f96394b81e619a99c14ec289a3.jpg
I'm thankful for these men, who gave their all today, not just to win the gold medal, but to remind us of what it means to be an American.
While we may disagree and fight with each other at times, like any close family does, we unite in our fight for a common goal, and we support each other in times of need. We remember those who walked with us on this journey, and we look after each other when they are gone. Today's victory should inspire us all, for we are all on playing for the same team: Team USA!

2026-02-23 03:36:02 UTC

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Sometimes, we just need to take a moment and laugh. This short compilation will help you do just that. 😂
#nevent1q…cxy6

2026-02-19 03:28:34 UTC

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This episode of The Bitcoin Podcast @nprofile…t6ma is absolutely amazing!
While at times leaving you feeling despair, and other times feeling optimistic, the conversation @nprofile…m9zx and @nprofile…3mgh have is unfiltered and full of energy.
If you are ready to pull back the curtain and hear some hard truths, this episode is a MUST listen.
#nevent1q…9y7l

2026-02-16 18:44:30 UTC

A terrific piece by @nprofile…qerg describing how the coercive state expands its authority through division, and manufactured crises.
The best part about Michael's article is something that is lacking in many writings today that highlight the issues with the current system: a solution; something each and everyone of us can do to exit the game.
This article is worth taking the time to read!
https://mises.org/mises-wire/stop-fighting-your-neighbor-mechanics-state-power-and-how-opt-out

2026-02-12 11:38:19 UTC

What’s Really Driving the Housing Affordability Crisis? Here's What Consumers Say!
https://www.realestatenews.com/2026/02/10/what-consumers-think-is-causing-the-housing-affordability-crisis

2026-02-11 20:26:49 UTC

Why is healthcare so expensive?
Great conversation on The Human Action Podcast with Dr. Keith Smith of the Surgery Center of Oklahoma on this exact subject.
https://fountain.fm/episode/iY4MmK5wGpt9gd1IgG5B
https://blossom.primal.net/0523e2aa3edd9446c59175efe2045f3aca2bb3b8c6f3b9318b1025a0aa19f533.jpg

2026-02-02 21:34:16 UTC

Looking for a fun morning activity? Bring the kids to this Sherburne History Center event for creativity and smiles! 😀
Kids' Coloring Contest & Craft Day
Saturday, February 21, 2026, 10am to Noon
Sherburne History Center, Becker
https://www.sherburnehistorycenter.org/event-details-registration/kids-coloring-contest-craft-day

2026-02-02 17:20:30 UTC

🏠 2025 Annual Housing Market Report 🏠
Statewide key metrics for #Minnesota
(% represents year-over-year change)
‣ New Listings—96,408 (up 4.6%)
‣ Pending Sales—68,050 (up 1.7%)
‣ Closed Sales—68,432 (up 2.4%)
‣ Median Sales Price—$355,000 (up 2.9%)
‣ Days on Market—44 (up 4.8%)
‣ Percent of List Price Received—97.8% ( down 0.1%)
‣ Inventory —12,550 (down 0.5%)
‣ Months Supply—2.2 (down 4.3%)
📊The market is changing, and opportunity comes with good timing.
If you’re looking to buy or sell real estate, message me today to get a personalized strategy based on the current market and your situation.
#RealEstate

2026-02-02 02:36:42 UTC

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😂
I feel much smarter after watching this, just not sure where I can apply this new knowledge.

2026-02-02 02:26:52 UTC

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Looks delicious. 😋

2026-02-02 02:19:38 UTC

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Here's some great context about the current state of #Bitcoin from @nprofile…plrn .
#nevent1q…ydym

2026-02-01 14:53:57 UTC

The Group Path vs The Hidden Trail
At times, being a responsible and ethical man in today’s world can feel overwhelming. Our screens are filled with distractions of augmented beauty and sensationalized greatness that can leave us feeling like success is only achieved by staying with the group on the path. Our ancestral survival instincts make it challenging for us to separate from the group. Historically, separation from the group meant isolation in the wilderness and an increased risk of death. Fortunately, being separated from the group in today’s world no longer increases the risk of physical death, but provides the necessary space for transformation to take place.
When diverging from the group’s sanctioned path and venturing onto a hidden trail, it can be challenging to see where the trail leads, for it’s covered with overgrown brush. Rest assured, you are not traveling uncharted land; this trail was once the path traveled a long time ago.
You may question why you're walking this trail when the group’s paved path requires less strength and energy. Large rocks and exposed tree roots are sometimes stumbled upon on this trail, making it feel like returning to the group’s path would be wise; less resistance would certainly make the journey easier.
At times it may seem like you're walking this trail alone and desire the comfort of walking with others on the group’s path, but do not give in to the temptation to return to the group’s sanctioned path. While it appears the entire group is walking together since they’re all heading the same direction, they are each walking alone, unsure of where they are being led.
Those choosing to leave the comfort of walking on the group’s path will encounter fellow travelers on the trail, and new friendships will be forged. Soon, others will notice the trail and wish to leave the group’s path and explore the trail. While it will be exciting to have new travelers join us on the trail, we must ensure the trail doesn’t become the new group path.
The trail needs to be reserved for responsible and ethical men who refuse to succumb to the distractions they left behind. Future travelers are depending on strong men to keep this trail open for those seeking to depart from the group’s path in the future.
It's far past time for men of integrity to exit the group's sanctioned path, and stand together with other courageous men, in making the trail the desired way forward on this adventure we call life.

2026-01-27 13:10:15 UTC

Alan Mosley at the Libertarian Institute wrote a great article about the impact Lysander Spooner has left on our society.
Spooner pushed back against the established norms of his day, and was a strong advocate for liberty. Mosley sums up Spooner's writings by stating the following:
"his writings remind us that freedom is not a gift from government but an inherent right that no government can legitimately take away".
If you are like me and previously heard the name Lysander Spooner, but unfamiliar with the man behind the name, I strongly recommend reading Mosley's piece (see link below) for an introduction to Lysander Spooner, Natural Rights Maverick!
https://libertarianinstitute.org/articles/lysander-spooner-natural-rights-maverick

2026-01-24 17:58:59 UTC

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I’ll take “Things You Can’t Print” for the daily double. 😉
#nevent1q…km68

2026-01-24 16:40:38 UTC

The deer were out moving yesterday, just before sunset, in this subzero weather. I guesstimate we saw around 60 deer during our 1/2 hour drive!
https://blossom.primal.net/3784208bb4008f4f206fc27b0364d48e14dce103c3065efed40bffdc932255c1.jpg

2026-01-20 16:56:54 UTC

Great conversation on The @Peter McCormack Show #009!
What I find interesting is the similarities between what's happening in England, and what's happening in the U.S.A. It's like you can swap the word England for U.S.A in this episode and you end up with the same situation.
Give it a listen for yourself.
https://fountain.fm/episode/fCeItMFOtBgX5Ym2UvGN
#FlipTheBoard

2026-01-19 17:40:50 UTC

Pastor Tom Lundeen of Riverside Church delivered a great message yesterday about the constant negativity we are surrounded with in our daily lives. Much of the negativity we see has been exasperated through the rise in social media usage, making it feel like this must be something unique to today' world. Yet, Moses faced a lot of negativity and criticism when leading the people out of out of Egypt as the book of Exodus documents.
Pastor Tom's message is timely considering the highly divisive society we live in today, and his message connects deeply with a question I've been wrestling with myself:
"What did I know for certain 10, 15, or 20 years ago that I've changed my stance on, or question the certainty of today?"
As we mature we take in new information, which should be used to continually challenge our current beliefs for inconsistency. When we find holes in our current beliefs, and discover the belief we were certain about in the past now resembles Swiss cheese, we should be willing to consider whether or not the belief is worthy of holding any longer.
A couple key takeaways summarized by Pastor Tom during his sermon:
* Critics will always find something/someone to criticize.
* It takes no skill/ability to in a broken world filled with people (including us) that have spiritually defective DNA to be a critic.
* There is a difference between Constructive criticism is Destructive criticism. Unfortunately, Destructive criticism is what dominates our world today.
* The core of Destructive criticism results from a gratitude shortage.
* When we are faced with struggles/difficulties we can't control or solve, it's easy to turn to despair/criticism.
* A critical spirit finds a home in a heart/mind that thinks only pleasure and prosperity, not pain and adversity, should ever be experienced.
* A critical spirit causes us to see things in a distorted way.
* The spiritual discipline of gratitude is emphasized as important for followers of Jesus, in part, to divert us from the unhealthy path of negative criticism.
While some may find irony in reading a message about the spread of negativity through social media on a social media platform, I don't believe all social media platforms are created equally. Personally, I find some social media platforms more algorithmically programmed to display things known to bring about negative emotions, liken anger, frustration, and resentment. To the contrary, I find reading #Nostr notes on platforms like @nprofile…uz3y, where I, not an algorithm, determine what's in my feed, to be a more positive experience.
The biggest improvement we can make in our lives with regards to social media is being aware of what emotions are brought to the forefront on the different social media platforms. The next improvement we can make is to spend more time on the platforms brining about positive emotions, and less time on the platforms where negative emotions are produced.
You can watch Pastor Tom's entire message here:
https://vimeo.com/1155753069?fl=pl&fe=sh#t=27m8s

2026-01-18 14:13:42 UTC

Why does everything cost more today?
Fiat Currency, Monetary Corruption, and the Architecture of Extraction by Justin M. Ptak is a great read!
While many of us view money as a medium of exchange, Justin explains how our money system goes far beyond transactional by stating, "the structure of a monetary system is never merely economic. It is moral, political, and civilizational".
You can read the entire article at :
https://mises.org/mises-wire/fiat-currency-monetary-corruption-and-architecture-extraction

2026-01-18 00:17:58 UTC

Cole Adams with The Mises Institute wrote a great article explaining why homes have become so expensive.
Spoiler alert: it has a lot to do with Monetary debasement (the inflationary expansion of the US money supply).
You can read the full article here:
https://mises.org/mises-wire/why-have-homes-become-so-unaffordable

2026-01-14 14:34:37 UTC

Great explanation about affordability and inflation by John Phelan at The Center of the American Experiment.
Every wonder why things still cost so much despite hearing inflation is coming down? You're not wrong, and this article explains why.
https://www.americanexperiment.org/what-does-todays-inflation-data-say-about-affordability

2026-01-12 19:20:12 UTC

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I'm about 1/2 way through and it's a good episode so far. It appears Michael gets a bit defensive about the Bitcoin Treasury topic, but I'm not sure he truly understood your question.
I took your question to be: does it make sense for a company that's not profitable and loosing money to be adding Bitcoin to their balance sheet. I think this is a fair question. It appears Michael heard this as an attack on companies adding Bitcoin to their balance sheet.
I'm looking forward to listening to the the second 1/2!

2026-01-09 17:14:03 UTC

FREDDIE MAC & FANNIE MAE TO 'HELP' THE REAL ESTATE MARKET
Will Freddie Mac and Fannie Mae purchasing $200 billion in mortgage-backed securities help lower mortgage interest rates? In the short term I believe it will; however, as the bright economist Thomas Sowell has said, "There are no solutions, only trade-offs”. So what would some of these trade-offs look like?
First, we need to understand all real estate is local. What the real estate market looks like in Florida, is different than the market in Minnesota. Going even deeper, the real estate market in Minneapolis, MN is different than the market in St. Cloud, MN. There are even different markets within geographical boundaries. The waterfront market in the Annandale area is different than the multi-family market in the same area, and the $100,000 - $150,000 single family home market in Sauk Rapids is different than the $600,000 - $650,000 market in Sauk Rapids.
Secondly, when looking at the single family home market in the St. Cloud area, in general (for the reasons described above) we are sitting at a 2.5 months supply of inventory. What this means is given the current activity in the St. Cloud area real estate market, if no more homes are placed on the market (listed for sale), it would take 2.5 months for the current inventory of homes to sell. When viewing this number in terms of what is considered a balanced market it provides more context. The National Association of Realtors defines a balanced real estate market consisting of 4-6 months supply of inventory. Therefore, at 2.5 months supply we are currently sitting in a seller's market. However, looking at the supply side alone does not provide full context to what's happening with the real estate market.
The other variable to the market equation is demand. On the demand side we have seen a slowdown over the past couple of years, which is often attributed to rising interest rates. As a result of slower demand, we have seen inventory starting to build. When looking at the trend-line of months supply over the past three years we see the following unfold:
Months Supply for December by year
2023: 1.8 months
2024: 2.2 months (22.2% increase over previous year)
2025: 2.5 months (13.6% increase over previous year)
Because of the shift in supply and demand, we have a real estate market that is a bit more favorable to buyers, where buyers can place contingencies like a home inspection, or the sale of another property, into an offer without it being automatically rejected.
The third point, and the purpose of writing this, is to consider the impact of what Freddie Mac and Fannie Mae purchasing $200 billion in mortgage-backed securities will have on the real estate market.
While these two government entities purchasing mortgage-backed securities should bring down mortgage interest rates, it will likely increase the demand side of the equation. For a first time home buyer that does not have equity in another property to tap for their purchase, I understand the importance of affordable housing. Because interest is just one of the components that make up a monthly house payment, which consists of Principal, Interest, Taxes, Insurance, and possibly mortgage insurance (depending on the loan type and the amount of the down payment), lower interest rates mean the monthly payment will be lower. However, if the decrease in mortgage interest rates bring more buyers into the market, which I suspect it will do, is the reduction in the interest component of the monthly payment enough to off-set the increase in home prices that will likely happen as demand increases?
Another question to consider from more of the big picture perspective is the future role of government involvement in the real estate market. From a historical viewpoint, the government's previous attempts to "help" the real estate market by lowering interest rates, purchasing mortgage-back securities, etc, have distorted the market and lead us to the current situation. By the government purchasing $200 billion in mortgage-backed securities, will future government intervention (help) be required when the pendulum swings the other direction?
The further down the road we travel with government "helping" the real estate market, the more difficult it becomes to revert to a free market, where market operates on the economic fundamentals of supply and demand and does not require "help" from the government.
I welcome other opinions on this matter so please let me know your thoughts in the comments.
https://www.zerohedge.com/markets/trump-lauches-his-own-qe-directs-gses-purchase-200-billion-mortgage-bonds

2026-01-08 11:09:09 UTC

While we need to see more details about this plan, my initial question is:
would limiting “large institutional investors”, which are yet to be defined, hurt the real estate market by removing a class of would be buyers?
The assumption is buyers who intend to occupy the home as their primary residence would backfill the void left by removing large institutional buyers from the buyer pool. Initially this may be the case, but if the market shifts and we see inventory sitting, homes abandoned or neglected, large institutional buyers may be sorely missed, and having another class off buyers would be welcomed.
Anytime I hear about government talk about using regulations to fix a problem I'm reminded of the Thomas Sowell quote: “There are no solutions, only trade-offs”.
https://www.realestatenews.com/2026/01/07/trump-taking-steps-to-ban-corporate-home-purchases

2026-01-08 02:31:24 UTC

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Great analysis! We get more of the behavior we reward.

2026-01-08 02:00:56 UTC

Walk in the woods at sunset makes me appreciate the beauty of Mother Nature!
https://blossom.primal.net/0505d560e0015a0ddbf7094c38ed09dbf28d9b06f43e08e513672af9a8e2d614.jpg

2026-01-07 13:24:33 UTC

Merry Christmas to those who are celebrating the birth of Christ today! ✝️ 🎄
Wait a minute, it's January 7th, not December 25th, so why are you saying Merry Christmas today?
The Orthodox Christian faith use the Julian calendar vs the Gregorian calendar (the calendar commonly used in the west). Due to the difference in calendars, today, January 7th is celebrated as the birth of Christ for those of the Orthodox Christian faith.
The link below provides a brief summary of how Serbian Orthodox Christmas is celebrated.
https://drwebseo.com/news/when-is-serbian-christmas-in-2026/

2026-01-06 12:28:12 UTC

The Consequences of Remaining Silent.
Maybe there's a cause you're passionate about, but you don't want to speak what's on your heart because you're concerned it will cause division among your friend group. Maybe you stay silent and hope someone else will speak what you're feeling. Maybe you don't believe your voice matters.
I've been in each of these scenarios, and I think we've all experienced some degree of resistance to saying what we're feeling.
I read the short sentence below this morning in an email and it jumped off the screen at me.
"Silence now means regret later".
The next time we find ourself in a situation where we remain silent when our conscious is telling us to speak, remember the sentence above, and the future consequences of remaining silent.
https://blossom.primal.net/1faafd3bce60e78f60ce9e2048bf71b56bdad6e01241b3418f40296204f39c4c.jpg

2026-01-05 23:52:15 UTC

Will 2026 be the year of #Bitcoin adoption by the masses?
With Square making it easy for local businesses to accept Bitcoin payments with zero processing fees, I hope a lot of businesses will take advantage of this opportunity.
If you're a business in #Minnesota and would like some help getting up and running with accepting Bitcoin payments at your establishment please reach out as I'm happy to help you!
https://squareup.com/us/en/bitcoin

2026-01-01 23:10:08 UTC

1st walk of 2026 ✅
https://blossom.primal.net/13a4cffe2288a2850875b5b9e41623013e2e159055914d908bd94ea820f1f090.jpg

2025-12-30 14:09:27 UTC

Here's a pragmatic overview of the current real estate market by
Ryan McMaken from The Mises Institute.
While location, price point, and the home itself present different variables to the market, a "feet on the street" summary is buyers are pushing back on pricing.
Locally, we've seen a return to a more traditional market, where buyers and sellers negotiate, contingencies are permissible, and buyers have more than a few hours to decide if they wish to purchase the home.
While not a buyer's market, it's a much better time to be a buyer.
https://mises.org/power-market/home-prices-and-sales-fall-can-sellers-count-lower-interest-rates

2025-12-29 21:05:04 UTC

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Great episode by @nprofile…rjkj with @nprofile…h4hk, @nprofile…l4t9, @nprofile…jvnp and Gary Leland.
There are tons of valuable nuggets from these great minds in this episode, well worth a listen!
#nevent1q…y7ae

2025-12-27 21:40:43 UTC

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Great conversation between @nprofile…l2yj and @nprofile…87sx about the US health system.
Thank you gentlemen for shining light onto this subject, and discussing alternative ways to stay healthy.
I just purchased some blue light blocking glasses. 😎
#HealthyLiving
#nevent1q…d3dc

2025-12-27 21:00:46 UTC

In the doldrums of winter, this bit of color is a reminder of the intentionality of nature.
No matter the season, there is always beauty to be found in nature and in our life, we just have to look for it.
https://blossom.primal.net/c62047621d18d39d142810d256ec00a2b86ba9a6bc75a97e106ab79b683bddff.jpg

2025-12-18 13:35:23 UTC

Alex Stanczyk with @nprofile…2me9 posted a great visual on the growing adoption of #Bitcoin by merchants.
#Bitcoin is real money!
https://x.com/alexstanczyk/status/2001298836476588332?s=20

2025-12-18 03:48:42 UTC

Don't you love it when you get an error message on your home network that says to "contact your system administrator", and you are the system administrator. 🙃

2025-12-17 14:38:58 UTC

Our society has more access to information, and more ways to share information than at anytime in history. Yet, I often wonder, as a society in general, WHY WE DON'T.
WHY WE DON'T eat healthier.
WHY WE DON'T use sound money.
WHY WE DON'T unite and push back against the evil and corruption embedded in the system.
Maybe it's because we are too busy running on the #fiat hamster wheel just trying to survive?
Maybe it's because we've been propagandized to fight against each other instead of the true perpetrators of evil.
Or, maybe we just don't care.
As I was listening to the Coin Stories podcast with @nprofile…plrn and @nprofile…8xhx, Natlie asked a similar question as it pertains to #bitcoin: with so many #bitcoin books and resources available, why is #bitcoin adoption not further along?
Efrat answered Natlie’s question by boldly speaking the truth about WHY WE DON'T implement the change we desire.
Hear Efrat's full explanation in this short clip.
https://fountain.fm/clip/XSc2cwdBNdAExtnawW3V
While implementing change requires hard work and sacrifice, the question we should ask ourselves is: what will our life look like in 30 days, 6 months, or 1 year from now if we continue on the same path? As the saying that’s often attributed to Henry Ford goes: “If you always do what you’ve always done, you’ll always get what you’ve always got.”
As we approach the end of 2025 some of us will set goals to travel on a new path in 2026. During this holiday season, I encourage everyone to take some time and visualize what they would like their next 30 days, 6 months, and 1 year to look like. Let’s make 2026 the year we work hard and make the necessary sacrifices to bring about the change we desire in our life!

2025-12-15 18:26:26 UTC

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100% agree! Thanks for producing such great content. I find sharing your content with others is a great way to start conversations about freedom and alternatives to the status quo.
Keep up the great work, and please reach out if there's anything I can do to help.

2025-12-15 17:41:38 UTC

Just listened to a very empowering conversation between @nprofile…plrn and @nprofile…8xhx on a recent episode of Coin Stories with Natalie Brunell.
https://youtu.be/Qxnp6xbfvmI
These two women are great advocates for liberty. If you have not listed to their work, I highly recommend checking out their past and future episodes as well.
You can follow Natalie Brunell's work here:
https://www.youtube.com/@nataliebrunell
You can follow Efrat Fenigson's work here:
https://www.youtube.com/@EfratFenigson
Thank you @nprofile…plrn and @nprofile…8xhx for carrying the torch for liberty, and bringing light into the darkness.

2025-12-13 23:19:29 UTC

The bitter cold did not prevent us from getting some outdoor time in today, but I'm glad to be back indoors.
https://blossom.primal.net/a10de7c5ac09eba39bd79b3e5b5bab09bf3b37ec79f86c9469a9afd1c0b3e223.jpg

2025-12-13 19:07:06 UTC

Joshua Mawhorter, assistant editor of Mises.org, pens a great piece about inflation's role in generational conflict.
This generational conflict is evident in today's housing market where many in the younger generation struggle to generate enough fiat dollars to purchase homes owned by the older generation. While inflation has helped homeowners in the older generation through increased home prices, it has removed a rung from the younger generation trying to get on the homeownership ladder.
On the surface, it's tempting to blame homeowners in the older generation for higher home prices since they are the ones setting the asking price. However, this misdirects blame from the true villain behind inflated home prices: government intervention via inflation. Without the government inflating the money supply, demand for housing would be reduced and prices would adjust accordingly. While reduced inflation would help young buyers trying to purchase their first home, it would hurt homeowners that are wanting to sell their asset.
When searching for a solution to the conundrum we face in today's real estate market, the words of the wise economist Thomas Sowel ring true: “There are no solutions, only trade-offs”.
Unfortunately, many will turn to the government in an attempt to help those in the younger generation purchase their first home. Another Thomas Sowel quote comes to mind for those seeking a government solution: “Sometimes it seems as if there are more solutions than problems. On closer scrutiny, it turns out that many of today’s problems are a result of yesterday’s solutions.”
The best thing we can do to make housing "affordable" for the younger generation is to eliminate government solutions to a problem the market will resolve on its own, if left alone. While a free market solution will result in pain for some it will leave us with a housing market that operates on a solid foundation, unlike the market we currently have that benefits some at the expense of others.
https://mises.org/mises-wire/old-vs-young-and-rich-vs-poor-how-government-creates-class-conflict

2025-12-11 16:52:53 UTC

My four legged friend who enjoys her daily walks loves running in the snow.
https://blossom.primal.net/fb8673f2dcb301fac45a20746cd79910d5157cadd31ed10635115f87d73e920c.jpg

2025-12-09 22:14:36 UTC

What to expect from the Fed this week — and in 2026?
According to Dave Gallagher with Real Estate News, a rate cut this week is likely. However, don't anticipate a big drop in mortgage rates as the rate cut was likely already priced in by lenders.
https://www.realestatenews.com/2025/12/08/what-to-expect-from-the-fed-this-week-and-in-2026

2025-12-08 12:57:47 UTC

We've heard numerous times the dollar has lost much of it's purchasing power over the past 50 years, but what does that really mean?
Joseph Solis-Mullen at the Libertarian Institute does an excellent job explaining the dollar's devaluation. The scary part is the The Ghost of Inflation Future!
According to Joseph Solis-Mullen, using the conservative annual inflation rate of 2.5% - 3% from 2025 - 2050, we would be looking at the following prices in 2050:
"The median home price, around $450,000 in 2025, would exceed $950,000 to $1.1 million by 2050.
Average new car prices would approach $80,000–$100,000.
A year of college at a private institution could cost $100,000+.
Median household income would need to reach roughly $180,000–$200,000 just to maintain the same living standard Americans had in 2000".
When looking at the numbers above I find myself wondering how future generations will afford these things? Is this how we get to the World Economics dystopian vision of the future, where we own nothing?
https://libertarianinstitute.org/articles/the-ghost-of-inflation-past-present-and-future

2025-12-02 16:55:05 UTC

We've all heard the term "inflation" tossed around in the media over the past few years like a political football.
To be clear, inflation occurs when the supply of money is expanded beyond the production of goods and services. The most common ways we've seen the supply of money expanded is when the FED uses their "tools" to either lower interest rates, or implement quantitative easing (QE). The bottom line is both of these "tools" expand the supply of money, and used together floods the economy with money.
While on the surface flooding the economy with money might sound like a good option, the brilliant economist Thomas Sowell has stated, "There are no solutions. There are only trade-offs."
This article by @nprofile…xe57 , and graphic by Visual Capitalist's Marcus Lu, does a great job of showing the trade-offs of expanding the money supply over the past 115 years.
Many have been led to believe everything costs more in 2025 because greedy business owners just can't control their temptation to exploit their customers, and capitalism is evil. To the contrary, it's the dollar losing it's purchasing power because of inflation is why it now takes more dollars to purchase the same item that required less dollars to purchase not too long ago.
https://www.zerohedge.com/precious-metals/visualizing-declining-purchasing-power-us-dollar

2025-12-02 01:56:36 UTC

The image below reminds me how quickly some things change, and how resilient nature is. Give yourself an immunity boost and spend more time in nature.
https://blossom.primal.net/3071bc5b57414f9febe4c2dc4128b25bfaae52d6b26a26fa5481ebdf8af2477d.png

2025-12-01 02:49:59 UTC

- reply

This is a great book!
If you have not read The Big Print by @npub1d3f…r4xv or listened to the audio version narrated by @nprofile…tcg6, buy a copy today! Your future self with thank you.
#nevent1q…h6n9

2023-04-17 23:39:01 UTC

Hello World!