I'm also kind of spinning my wheels on this simply due to the limiting factors that mean I can't have this conversation with her just yet.
So it would probably be best to try to go ahead & talk to her soon, but it might be a bit before I have the opportunity.
I'm not sure this actually needs to be mulled over to the degree I am doing. I'm just going to be thinking about it until I get the chance to actually do something about it.