I'm fighting a character limit here, so I won't make it as long as it really should be. One Tuesday afternoon a frog walks into a bank, sits down and says "I'd like to take out a £100k loan".
The teller says "That's quite a large amount, I'll need my manager to okay it. Do you have any security?"
The frog pulls out a small Dresden china shepherdess figurine and says "Will this do? Miss Whack - may I call you Patricia? I assure you I'm good for it, my dad's Mick Jagger."