Where are you getting the idea you can’t run a bitcoin node or lightning node from home? I personally run a bitcoin node at home and have for years. It’s not even difficult actually.
It sounds like you’re not a fan of bitcoin in general? To each their own I guess but to say that you want self custody and that because homes don’t come standard with nodes bitcoin isn’t worthwhile is a contradiction.
Running the software is a fundamental part of self custody otherwise you’re trusting other people to process your transactions and to be honest about it.
