How much freedom do you allow yourself to have wild, expensive experiences in the now? Don't forget to do that.
I worry about anyone who has taken the vow of poverty implicit in the Internet's largest prosperity cult. As they say in the superchurches, 'planting a seed today' for prophecies of future prosperity (and not in a business providing desired goods and services).
The present is all we are guaranteed. It's worth splashin' out a bit on. ;-)