WE design, build, manufacture, transport, deliver, stock, market, and sell everything that makes up the "economy".
Per capita, we make the very least and own practically nothing.
We pay mortgage and rent in exchange for the "right" to live in a home - no other guarantees.
We take out loans to acquire cars to take us to our jobs, which we need to pay back those loans.
The people building, etc. those cars make a fraction of what the people who claim ownership of the factories take.