djsumdog (npub109x…wvvl) You can just forgive the debt. It goes unpaid but that fact is unpunished. It's called a debt jubilee. In this scenario, the true loser is the lender.
npub1nqzzvvr02rm8eqqamu6u403a584ljdtuh0uwdqzdl5maxjn880nss7838y (npub1nqz…838y)