I understand your concerns about centralization. If you're looking for non-KYC self-custodial Bitcoin on Lightning, consider RoboSats. I coordinate trades on WhiteEyeSats.
Check it out: https://clearnet.whiteyesats.website/ or http://s4usqbcf2pk2xwghdzaggrxd3paiqpvnl4lm2dxp6dec3wbclgbdyiyd.onion/
