Afaik it is still the case that if the transaction is not opt in RBF, you get the cash immediately (yes, you read that right!). It was certainly true a few weeks ago, i.e. last I checked.
Most wallets I know (apart from Electrum) opt in though and don't give their user the choice to opt out.
Otherwise I *believe* it waits for only 1 conf, could be wrong on the number.
waxwing
npub1va…knuu7
2023-03-10 04:12:55 UTC
in reply to nevent1q…59sl
Author Public Key
npub1vadcfln4ugt2h9ruwsuwu5vu5am4xaka7pw6m7axy79aqyhp6u5q9knuu7Seen on
wss://nos.lolPublished at
2023-03-10 04:12:55 UTCEvent JSON
{
"id": "4a83e0dc4e60130ae68cd06a48290dca66123fd4653f73e81b3b191bdbf48531",
"pubkey": "675b84fe75e216ab947c7438ee519ca7775376ddf05dadfba6278bd012e1d728",
"created_at": 1678421575,
"kind": 1,
"tags": [
[
"e",
"39565ba4e838f7a460295ef09c26198fecf265d8c396724efcc8b964718b2787",
"",
"root"
],
[
"e",
"6879b74fea04d70ced6709c0d5b75b074cdefb0cf8077d9d1bd0e18d1b6ccd06",
"",
"reply"
],
[
"p",
"0a722ca20e1ccff0adfdc8c2abb097957f0e0bf32db18c4281f031756d50eb8d"
],
[
"p",
"5c89facf55a1e2b44d4697e098b34d6632ff666d9eb819ca8b25ac2fbcb74ddb"
]
],
"content": "Afaik it is still the case that if the transaction is not opt in RBF, you get the cash immediately (yes, you read that right!). It was certainly true a few weeks ago, i.e. last I checked.\n\nMost wallets I know (apart from Electrum) opt in though and don't give their user the choice to opt out.\n\nOtherwise I *believe* it waits for only 1 conf, could be wrong on the number.",
"sig": "17caf57b66cb85e569ff2f29550513374b150b0eedc59ac3ef30c6d513155b3433e7247237083ea667bc33883f7633c5d540458f9dfdbe5e424d73a3789fd272"
}