Glen T, heated, not stirred on Nostr: Using credit cards is itself really old school. Australia works on debit card ...

Using credit cards is itself really old school. Australia works on debit card contactless and direct deposit. The occasional cash (maybe once in the past year). Credit cards are a corporate expense mechanism, ordinary people tend to use a debit/eftpos card. Cheques are invariably some sort of misconduct, and I haven't seen a personal cheque in twenty years. My mechanic accepts contactless (for which banks charge), prefers direct deposit (for which they don't), and his direct deposit Osko code is in a QR on the wall to prevent typos.

There is no way he will accept a cheque. If only because he'd then have to go to the nearest bank branch to deposit it, some 20km away.

ATMs are also rapidly becoming a thing if the past, and they have massive fees.