King Ludwig II of Bavaria (el loco) embarked on an ambitious project in 1869, creating Neuschwanstein as a tribute to medieval romance and Wagnerian opera. What started as a personal retreat became a grand vision, pushing construction costs to over 6 million gold marks, funded by both personal wealth and heavy borrowing. Despite the financial collapse and criticism, this castle stands today as a symbol of creativity born from fiat debt—a rare exception where borrowing led to something extraordinary. Ludwig passed away before its completion, yet Neuschwanstein remains a testament to vision over financial caution.
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