It's always good to be configurable. And fun!
An opt-out is a bare minimum feature, perhaps not even for the reasons of “being boring and paranoid”, but someone that simply does not want to be paid on Nostr; given unnecessary tax obligations, or in the case of a Nostr user in a crypto-banned or sanctioned country… being put in harm's way without consent.
Lightning is opt-in, so this was never a problem before.
