of course, Hazey, I am not saying its the only reason lol. but in my experience I have peers making 200k USD a year and have no savings because they waste their money on uber eats for family dinners, new devices (electronics in general, 5th wheel campers, 100k trucks, you name it.
in 5 years I have accumulated 10 years of my annual earnings while peers above are "cheque to cheque".
our fiats purchasing power is peanuts compared to even 15 years ago. in the trades, here in oil country, the purchasing power of a labourer wage (2010) is now what a journeyman wage pays (2026).
