My sole point is that you’re very harsh towards AI detractors because you would pay a lot for the capability. But businesses won’t. Individuals are simply not enough to sustain the entire tech sector that has gone all in and taken the stock market with them.
We don’t know what it will cost once the bubble pops so you may be able to or you may not.
The subprime crisis didn’t lead to long-term affordable housing and the finances of AI bear much more resemblance to it than the dotcom era.