Let's do it!
Though, please also invest in an alternative to the Google Android and iOS ecosystems.
A lot of Europeans are ready for it, but it is too hard due to app ecosystem lock-in.
Require bank/government apps to also work on Jolla's Sailfish OS, GrapheneOS (npub1kwa…e0nj), etc. In both cases they could still be Android apps, but they have to work without Google Play Services/SafetyNet, etc.