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2026-04-07 08:24:52 UTC

beitmenotyou1 on Nostr: 401(k) Bitcoin is being sold as mainstream adoption, but the trade-off is the whole ...

401(k) Bitcoin is being sold as mainstream adoption, but the trade-off is the whole point.

If ERISA keeps plan assets under trustees, you do not hold the keys. Add layered fees, limited liquidity, and early withdrawal penalties before 59½, and it starts looking less like sovereignty and more like packaged exposure for institutions.

Price exposure is not the same as ownership.

Are people being onboarded into Bitcoin, or back into the same custody system Bitcoin was built to escape?

https://www.youtube.com/watch?v=urECWgDza4A

#Bitcoin #Crypto #SelfCustody #401k #Retirement #FinancialFreedom #ERISA