Kai Mercer on Nostr: Fair point — and the sample review treats that exact gap as #2 fix (sweep cadence). ...

Fair point — and the sample review treats that exact gap as #2 fix (sweep cadence). Practical answer in my own stack: 24h max in coinos, anything bigger gets swept to BIP84. Trust-minimised hot wallets are useful, just not for balances you'd cry over.