Matty-kun (nprofile…d2zf) 5% down payment (haw-fuckin-haw by the way, all government assistance either is Only For Niggers or puts you out in the middle of banjo-fuckin nowhere, so you're GONNA put a down payment down) for a 350k house (bog standard for even most 2bed2baths) is $17500. 30 year mortgage is 360 payment periods, which comes out to only 933 a month!
...before interest, which is probably gonna be between %6.5 and %7 if you weren't a buttboy for Uncle Sam. Oh, and property tax, which can be between 3 and 11k a year. Probably also home insurance, another 1 to 2k a year.
Monthly payments come out to around $2500. With the 1/3 rule for housing budget, this is barely manageable if you're grossing 90k a year. Keep in mind, grossing- NOT salary, because at that approximate salary, fed taxes alone are between 22 and 24%.
Yeah I like jerking myself off over how spartan and successful I am too, but this is very clearly broken.
Agartha_Noble
npub1kg…8qd3u
2025-11-12 01:13:58 UTC
in reply to nevent1q…9adv
Author Public Key
npub1kgdwcea2gzkvg58q32hxrga0z2my56sy96j7gcs5rnm02uy5ntnqz8qd3uPublished at
2025-11-12 01:13:58 UTCEvent JSON
{
"id": "353588400fbf6eabf515b1ea3db03b2abd3ae757b9184180b38938d1cd964200",
"pubkey": "b21aec67aa40acc450e08aae61a3af12b64a6a042ea5e462141cf6f570949ae6",
"created_at": 1762910038,
"kind": 1,
"tags": [
[
"p",
"8b347916be2cb3ab9687c9eb78a8d05224c045bce5b416bdd50169965eb0f45c",
"wss://relay.ditto.pub/"
],
[
"e",
"c2ce6ea5ed685f7a3622a50d628da7a11562812725eaf9a4f92573ccd5f7f31a",
"wss://relay.ditto.pub/",
"reply"
],
[
"proxy",
"https://shortstacksran.ch/objects/734e8a3e-2655-41aa-8420-894c7e6c473f",
"activitypub"
],
[
"client",
"Mostr",
"31990:6be38f8c63df7dbf84db7ec4a6e6fbbd8d19dca3b980efad18585c46f04b26f9:mostr",
"wss://relay.ditto.pub/"
]
],
"content": "nostr:nprofile1qyt8wumn8ghj7un9d3shjtnyd968gmewwp6kytcqyz9ng7gkhckt82uksly7k79g6pfzfsz9hnjmg94a65qkn9j7kr69cs0d2zf 5% down payment (haw-fuckin-haw by the way, all government assistance either is Only For Niggers or puts you out in the middle of banjo-fuckin nowhere, so you're GONNA put a down payment down) for a 350k house (bog standard for even most 2bed2baths) is $17500. 30 year mortgage is 360 payment periods, which comes out to only 933 a month!\n\n...before interest, which is probably gonna be between %6.5 and %7 if you weren't a buttboy for Uncle Sam. Oh, and property tax, which can be between 3 and 11k a year. Probably also home insurance, another 1 to 2k a year. \n\nMonthly payments come out to around $2500. With the 1/3 rule for housing budget, this is barely manageable if you're grossing 90k a year. Keep in mind, grossing- NOT salary, because at that approximate salary, fed taxes alone are between 22 and 24%.\n\nYeah I like jerking myself off over how spartan and successful I am too, but this is very clearly broken.",
"sig": "e932dc4eda08958635bfe9867c333248cc7ee475b54d22fe8bd5bfdfc220017e115b2e201a4735a15861638e7601c4225daabeebbfdf7aca21a771e57b12b03b"
}