Abuirfhan on Nostr: Interest rates don’t just measure money. They measure human behavior. In a true ...

Interest rates don’t just measure money. They measure human behavior.

In a true free market, rates tend to fall toward zero for one reason: people are willing to wait. Low rates reflect low time preference. There’s less urgency to consume now, and more willingness to save, build, and think long term.

That kind of behavior only shows up in a stable, peaceful society. One where there’s no fear of confiscation, no pressure to escape into hard assets just to survive inflation, and no constant need to spend before money loses value.

In that environment, capital becomes abundant. Savings grow. Trust stretches further into the future.

And when trust extends across time, interest rates fall naturally.

This is what sound money enables. It aligns incentives across generations. It rewards patience over speculation. It turns time into an ally instead of an enemy.

Zero interest in a free market isn’t a flaw. It’s a signal. A signal that society is coordinated, stable, and thinking long term.