How to possibly achieve home-ownership without sacrificing freedom?
Hi,
I'm a dude in mid 30s residing in European Union, Slovenia. I have no kids, no rent, no dept, I have fluctuating income (freelancer) and emergency fund established. I'm partly in FIRE since I work part-time and I don't have limitations when and where I work. I would like to keep my life style as it is, without getting back to 9-5 grind.
The next thing I'd like to achieve is to buy myself a home in next few years, or 10 years or more. It's not strictly necessary to buy myself a home, but it would be a great bonus to have one some day. I've already saved up for about 1/3 price of a home while I had a stable, 9-5 job. Then quit the grind and switched to part-time freelancing and I love it. While I have way, way less income now as a part-time freelancer, I'm for sure enjoying my freedom and my life more.
Anyways, I believe that the most common approach for buying a home is to take a mortgage and live in slavery for the next 20-30 years. This is a last resort for me since it would not trade 9-5 grind for a home-ownership. The mortgage just takes away a lot of freedom, which I value a lot.
My question is, how to possibly achieve home-ownership without sacrificing freedom?
thank you
EDIT: Added country of my residence
submitted by /u/External-Advice860
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#reddit #bitcoin #news #crypto
https://www.reddit.com/r/CryptoMarkets/comments/1kawaew/how_to_possibly_achieve_homeownership_without/
Bitcoin Relay
npub1c5…6zewr
2025-04-30 03:49:13 UTC
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"content": "How to possibly achieve home-ownership without sacrificing freedom?\nHi,\n I'm a dude in mid 30s residing in European Union, Slovenia. I have no kids, no rent, no dept, I have fluctuating income (freelancer) and emergency fund established. I'm partly in FIRE since I work part-time and I don't have limitations when and where I work. I would like to keep my life style as it is, without getting back to 9-5 grind.\n The next thing I'd like to achieve is to buy myself a home in next few years, or 10 years or more. It's not strictly necessary to buy myself a home, but it would be a great bonus to have one some day. I've already saved up for about 1/3 price of a home while I had a stable, 9-5 job. Then quit the grind and switched to part-time freelancing and I love it. While I have way, way less income now as a part-time freelancer, I'm for sure enjoying my freedom and my life more.\n Anyways, I believe that the most common approach for buying a home is to take a mortgage and live in slavery for the next 20-30 years. This is a last resort for me since it would not trade 9-5 grind for a home-ownership. The mortgage just takes away a lot of freedom, which I value a lot.\n My question is, how to possibly achieve home-ownership without sacrificing freedom?\n thank you\n EDIT: Added country of my residence\n submitted by /u/External-Advice860 \n [link] [comments]\n\n#reddit #bitcoin #news #crypto\nhttps://www.reddit.com/r/CryptoMarkets/comments/1kawaew/how_to_possibly_achieve_homeownership_without/\n",
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