viper_1 on Nostr: Respectfully, how will millions of people without much be able to “get off zero” ...

Respectfully, how will millions of people without much be able to “get off zero” if they lack the means to understand and manage risk? I think Mr. Saylor in a podcast with Mr. Breedlove made some similar remark about say an elderly citizen unable to physically navigate keys using some custodial service- but which one? It would seem custodial services have low probability but cumulative high impact risk and for the millions managing ones own keys has high probability and low impact but that impact will increase with time? ⚡️