https://open.spotify.com/episode/4aNnn3Vcz4HeKYiyKnY6uk?si=dt8ITFLQR3WIzjrcwNlXtQ&context=spotify%3Ashow%3A28RHOkXkuHuotUrkCdvlOP
#[0] talking about the inflationary nature of low rates in 2014 that didn’t occur until really 2021 - that beachball was underwater a long time
