📰 XRP Ledger Lending Could Bring On-Chain Credit — If Validators Approve It
🗓️ Aug 31 2026 10:44 UTC - Marcus Hale
XRPL validators are voting on native lending, but support remains below 40% as XRP ETFs record their strongest inflow week of 2026.
➤ XRP Ledger is proposing native lending infrastructure (XLS-65 and XLS-66) to enable on-chain credit and private credit markets, but validator support is currently below the required 80% threshold.
➤ The proposed amendments aim to create single-asset vaults for pooling funds and facilitate uncollateralized, fixed-term loans, moving beyond traditional crypto lending models.
➤ Despite the governance hurdle for lending, XRP ETFs are experiencing record inflows, highlighting strong institutional interest in XRP-related products while the ledger's credit infrastructure development is ongoing.
#xrpledger #lendingprotocol #xls65 #xls66 #validators #onchaincredit #privatecredit #ripple #xrpetfs #institutionalfinance
🔗 Read more at: https://rwatimes.io/articles/coinpaper-xrp-ledger-lending-could-bring-on-chain-credit-if-validators-approve-it-2634359731
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npub13n…st9j0
2026-08-31 18:07:05 UTC
Author Public Key
npub13nzw3l59yt5pv2jvz74dr87l3c7fmeja7fdtv8ve7cceaz3krzjsxst9j0Published at
2026-08-31 18:07:05 UTCEvent JSON
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"content": "📰 XRP Ledger Lending Could Bring On-Chain Credit — If Validators Approve It\n🗓️ Aug 31 2026 10:44 UTC - Marcus Hale\n\nXRPL validators are voting on native lending, but support remains below 40% as XRP ETFs record their strongest inflow week of 2026.\n\n➤ XRP Ledger is proposing native lending infrastructure (XLS-65 and XLS-66) to enable on-chain credit and private credit markets, but validator support is currently below the required 80% threshold.\n➤ The proposed amendments aim to create single-asset vaults for pooling funds and facilitate uncollateralized, fixed-term loans, moving beyond traditional crypto lending models.\n➤ Despite the governance hurdle for lending, XRP ETFs are experiencing record inflows, highlighting strong institutional interest in XRP-related products while the ledger's credit infrastructure development is ongoing.\n\n#xrpledger #lendingprotocol #xls65 #xls66 #validators #onchaincredit #privatecredit #ripple #xrpetfs #institutionalfinance\n\n🔗 Read more at: https://rwatimes.io/articles/coinpaper-xrp-ledger-lending-could-bring-on-chain-credit-if-validators-approve-it-2634359731",
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