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2026-06-10 10:58:06 UTC
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umni on Nostr: The insurance of the building Commissions, and... what technically cost more ...

The insurance of the building Commissions, and...

what technically cost more replacing the structure or personal injury, health insurance, life insurance premiums for all occupants if the people get injured attempting to put the fire out themselves, basically unlimited liability vs capped maximum replacement cost with options to externalize blame and costs on to fire departments, first responders or hide in the fine print of the insurance policy etc.

Legal and healthcare premiums
vs
fixed construction cost

Incentives for many parties are not to save the house and to wait for the fire to take a hold of the structure then evacuate the people living there. As you don't want people thinking they can put the fire out themselves.