Join Nostr
2026-05-08 02:25:32 UTC
in reply to

Lost_My_Mind on Nostr: My first job makes $12/hr, and my second job makes $13.60/hr. They aren't counting my ...

My first job makes $12/hr, and my second job makes $13.60/hr.

They aren't counting my second job because I've worked it 17 months, and they require it to be 24 months.

Thenthey tell me that they need 75% debt ratio as a down payment. Meaning if a house were 100k, and I make $0, then I'd need 75k down payment. But since they're only counting my first job, that's only 20k.

So on a 100k house, I'd need 55k down payment. Since 75k minus my 20k salary is now 55k. Not only do I not have 55k, but also the houses I want are in the 130-160k range.

But nooooope.