OP had 20 years to set up local storage for up to 6TB. 8TB currently goes for under $300. They could have, but didn't, instead naïvely putting their trust in a giant faceless corporation who doesn't care about them or anyone. OP is an 'expert' who apparently didn't back up important and irreplaceable data in a form they controlled directly, even though they easily could have.
I read it. What point do you believe you're making?