8/10
Payments are Monero, because a tip on a public timeline is a public payment. Monero keeps the amount, the sender and the receiving address off a readable ledger.
The wallet is built into the app to tip a note, or the author directly. It's called the Tip Jar deliberately: it's for tips, not for storing your savings.
Tips are secret by default. You can choose to disclose one on-chain and earn a verified badge on it, but that's permanent and public. You can also point it at your own Monero node.
