The insurance company will pay half of the estimate. Even though the contractor kept their quote higher precisely in anticipation of this, it won't fully cover the costs. Therefore, we have reduced the scope of the work, accepting a lesser result.
The floor - it was perfect - but it’s 20 years old. So, they won't pay for a "remake" but rather for a "refurbishment" which will, undoubtedly, still leave visible marks.
Just to add more detail, there's no telling when they will pay and - lo and behold - since the damage was suffered by a business, the money they give us will be fully taxed.
In other words, we either spend it all on the restoration, or it gets taxed. But the whole amount won't be enough for the work anyway, so we will still have to pitch in extra money ourselves.
I spoke with a neighbour - who is a lawyer - and he talked me out of taking legal action. Thousands of euros in legal fees, years of waiting to get, if all goes well, a thousand or two thousand euros more.
So, we move forward and lick our wounds. In an hour, I'll be there to coordinate the final phases of the restoration.
But from this day forward, no matter what happens, I will even claim compensation from the insurance company for the bleaching of my arm hair caused by the sun coming through the car window.
That is a promise.
#Crapturday #Office
Stefano Marinelli
npub14c…j0nj8
2026-06-12 12:30:26 UTC
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wss://relay.ditto.pubPublished at
2026-06-12 12:30:26 UTCEvent JSON
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"content": "The insurance company will pay half of the estimate. Even though the contractor kept their quote higher precisely in anticipation of this, it won't fully cover the costs. Therefore, we have reduced the scope of the work, accepting a lesser result. \n\nThe floor - it was perfect - but it’s 20 years old. So, they won't pay for a \"remake\" but rather for a \"refurbishment\" which will, undoubtedly, still leave visible marks.\n\nJust to add more detail, there's no telling when they will pay and - lo and behold - since the damage was suffered by a business, the money they give us will be fully taxed. \n\nIn other words, we either spend it all on the restoration, or it gets taxed. But the whole amount won't be enough for the work anyway, so we will still have to pitch in extra money ourselves.\n\nI spoke with a neighbour - who is a lawyer - and he talked me out of taking legal action. Thousands of euros in legal fees, years of waiting to get, if all goes well, a thousand or two thousand euros more.\n\nSo, we move forward and lick our wounds. In an hour, I'll be there to coordinate the final phases of the restoration. \n\nBut from this day forward, no matter what happens, I will even claim compensation from the insurance company for the bleaching of my arm hair caused by the sun coming through the car window. \n\nThat is a promise.\n\n#Crapturday #Office",
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