RMDs After Death: How Do You Calculate the Required Amount?
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https://finance.yahoo.com/news/calculate-rmd-death-130000132.html
Inheriting an IRA or 401(k) can bring tax headaches, especially when it comes to required minimum distributions (RMDs). The IRS has rules for RMDs in the year of death, which depend on the account owner's required beginning date. Beneficiaries must take RMDs if the account owner has reached their required beginning date but hasn't taken a distribution for the year. The calculation method is based on the RMD the account owner would have received, using the IRS Uniform Lifetime Table. Failure to take RMDs can result in a 50% tax penalty, making it essential to understand the rules and seek professional advice.