<oembed><type>rich</type><version>1.0</version><title>WuMing wrote</title><author_name>WuMing (npub1yt…emap2)</author_name><author_url>https://yabu.me/npub1yt3wyrexaak9t36nyvndplv8p0xw9q9vzh2rkwmunr7nfqmgfmuqsemap2</author_url><provider_name>njump</provider_name><provider_url>https://yabu.me</provider_url><html>ECB TIPS since 2018 enables instant credit transfer at very low cost for the system. In a recent news in the EU last year about 11% of payments were TIPS. Have you ever used it?</html></oembed>