<oembed><type>rich</type><version>1.0</version><title>melvincarvalho wrote</title><author_name>melvincarvalho (npub1me…t5c24)</author_name><author_url>https://yabu.me/npub1melv683fw6n2mvhl5h6dhqd8mqfv3wmxnz4qph83ua4dk4006ezsrt5c24</author_url><provider_name>njump</provider_name><provider_url>https://yabu.me</provider_url><html>If you understand what bank credit is.  It&#39;s a claim on the loan book (multi decade mortgages) of the bank.  Plus a small amount of cash and teir 1 capital, it ought not be surprising that ATMs dont pay out.  This is the weakness of the custodial model.  Everything works until it doesnt.</html></oembed>