rich1.0pipe (npub1qf…fj6kq)https://yabu.me/npub1qfkcklnmes45z75y7y8dkud5yll8vp5eq5ysk9rmgqdxeasv8unsrfj6kqnjumphttps://yabu.me1. Meaningful healthcare insurance (i.e. not phantom coverage that only kicks in after thousands of dollars are paid in cash). 2. Significant equity (25%-50%) in a home or other real estate. 3. Income/expenses that enable the household to save at least 6% of its net income. 4. Significant retirement funds: 401Ks, IRAs, etc. 5. The ability to service all debt and expenses over the medium-term if one of the primary household wage-earners lose their job. 6. Reliable vehicles for each wage-earner that are fully covered by insurance. 7. If a household requires government assistance (SNAP, Medicaid, rent subsidies, etc.) to maintain the family lifestyle, their middle class status is in doubt. 8. A percentage of non-financial hard assets such as family heirlooms, precious metals, [Bitcoin], business equity, rental income property, land, etc. that can be transferred to the next generation, i.e. generational wealth. 9. Ability to invest in offspring (education, extracurricular clubs/training, etc.). 10. Leisure time devoted to the maintenance of physical/spiritual/mental fitness. 11. Continual accumulation of human and social capital (adding new skills, expanding social networks and markets for one's services, etc.) 12. Family ownership of income-producing assets such as rental properties, bonds, etc.