<oembed><type>rich</type><version>1.0</version><title>Jeff Swann wrote</title><author_name>Jeff Swann (npub1aj…ftppj)</author_name><author_url>https://yabu.me/npub1ajv7m32k0cpgzha32qszsh304qusjvwwmavus0ttktzldms4xzusuftppj</author_url><provider_name>njump</provider_name><provider_url>https://yabu.me</provider_url><html>You cannot put the same savings in both Bitcoin &amp; Monero. They are mutually exclusive networks. You can put the same savings into Bitcoin &amp; have it on a privacy layer built on top of Bitcoin. This, plus Monero&#39;s higher inflation rate &amp; the larger scaling challenges, is why it doesn&#39;t make much sense to hold Monero at all.&#xA;&#xA;It&#39;s not about religious devotion. It&#39;s about the unforgiving nature of monetary network effects.</html></oembed>