<oembed><type>rich</type><version>1.0</version><title> wrote</title><author_name>npub1fp685rwn5pecyxu7edf49g9r8630tdm440srjvjq5psmtklg56lscnfr2h</author_name><author_url>https://yabu.me/npub1fp685rwn5pecyxu7edf49g9r8630tdm440srjvjq5psmtklg56lscnfr2h</author_url><provider_name>njump</provider_name><provider_url>https://yabu.me</provider_url><html>To be honest it was a long journey and still ongoing.&#xA;&#xA;The first seeds where planted at school when I was like ~16.&#xA;One teacher explained how a mortgage works and that most pay their house 3 times.&#xA;One time for the principal to be paid back and two times that amount in interest.. &#xA;I&#39;m in Europe, we have mortgage of ~25 years and interest rates between ~2.5 and ~10% over the last ~30 years.&#xA;&#xA;So I started my career with a mortgage that was insane low according to my advisor, who also accused me of &#34;thief of my own wallet&#34; for not taking a mortgage based on stocks, I refused additional money for renovations and even a car passed by as option, and I demanded a shorter period than usual that I even surpassed by making more deposits than required.&#xA;&#xA;All that made money available for saving and I saved in physical Gold and Silver (I did understand inflation and roughly how the fiat system worked).&#xA;&#xA;I was quite late with Bitcoin and still remember that arguments against Bitcoin in Gold forums made me realize the same argument I heard before against Gold.&#xA;&#xA;Once diving into Bitcoin all pieces became together.&#xA;&#xA;I never was the smartest guy in something special, but always wanted to understand the basics of most everything I run into.&#xA;That helped enormous with understanding all those aspects involved with money.&#xA;&#xA;In those 30 years I have met some 10 guys who roughly understand the system.&#xA;And to my frustration one of them, I regard as one of my best friends, I haven&#39;t been able to explain Bitcoin.&#xA;&#xA;He is well protected so I can live with it, but still....&#xA;&#xA;I&#39;m stubborn enough to say out loud to any audience they are probably wrong.&#xA;And some baggage picked up early on defined who I am.&#xA;But one needs some people who you can talk to who also understand and agree (well I do).&#xA;&#xA;But being right is not always appreciated.&#xA;Earning more money than others is also not helping.&#xA;Retirement 10  years ahead of people making twice the money you earn and having tried to explain things early on is somehow also not helping.&#xA;&#xA;And in general realizing how things work in a messy world (completely fucked up, is scaring most people away instantly) is also not always easy.&#xA;&#xA;No clue what age you are, but you need some mental protection against all that.&#xA;If older one is hardened a bit more but time is running out quickly.&#xA;If younger things can be overwhelming but you have way more time to get things in order.&#xA;&#xA;Well that was a short introduction 😉&#xA;&#xA;&#xA;</html></oembed>