rich1.0otto (npub10t…s3z28)https://yabu.me/npub10tt00tt07exx7mgf9td0026mx454hq6dyl9vwm72aeyf0tljf8msjs3z28njumphttps://yabu.meThe problem is when you stumble upon some piece of sh*t performing MITM scams. One bad trade ruins dozens or hundreds of good trades. I made like 10 trades and then met the scammer. Bank charged back the money from my account. I filed a lawsuit, won, but had the bank account terminated and was banned from some services affiliated with that bank. For Lightning or Monero swapping, gift cards etc, it's great. But without a reputation system, it's too risky to interact with the fiat system.