<oembed><type>rich</type><version>1.0</version><title>Alby wrote</title><author_name>Alby (npub1ge…80nfm)</author_name><author_url>https://yabu.me/npub1getal6ykt05fsz5nqu4uld09nfj3y3qxmv8crys4aeut53unfvlqr80nfm</author_url><provider_name>njump</provider_name><provider_url>https://yabu.me</provider_url><html>Hey Thank you for jumping in our new self-custodial wallet, Alby Hub!!💪 &#xA;&#xA;You can send us an email to support@getalby.com&#xA;Or since you are running an Alby Hub you can actually directly use the live chat to reach us (almost) immediately. The live chat is in the bottom left corner.&#xA;&#xA;&#xA;You can also schedule for a group onboarding, and join a group of people that is also joining the Alby Hub membership:&#xA;https://cal.com/getalby/alby-hub-group-onboarding&#xA;&#xA;Regarding your question:&#xA;&#34;Spending Balance&#34; are your funds on lightning. What you place on your Spending Balance are the satoshis you will be able to spend. If you open a 75.000 sats micro channel with Megalith, you will have to place 75.000  + fees so you have those 75.000 available to use as you wish on your self-custodial wallet. Opening channels do have fees, and those fees will be stated right before you open the channel.&#xA;&#xA;If I may add, if you have enough funds, I would recommend opening a bigger channel, at least 250.000.&#xA;&#xA;Feel free to reach us to our support channels for any other issues or enquiries.&#xA;Thanks!&#xA;Jean-Paul&#xA;</html></oembed>