<oembed><type>rich</type><version>1.0</version><title>Dylan wrote</title><author_name>Dylan (npub184…259sx)</author_name><author_url>https://yabu.me/npub1840xda9g0khyunsu6442n6magvtqv27x5xdj3ydl4zgww4zt6fkqn259sx</author_url><provider_name>njump</provider_name><provider_url>https://yabu.me</provider_url><html>Credit cards don&#39;t cost anything to the consumer if the balance is settled month to month. If merchants start charging for credit card payments then it makes sense to cancel/stop using it.</html></oembed>