<oembed><type>rich</type><version>1.0</version><title>nitesh wrote</title><author_name>nitesh (npub1qg…g7y7n)</author_name><author_url>https://yabu.me/npub1qgwhaaa2lsp54rl0hfx7qa3z678ax6wlre0em475rhpvl7n54cpqgg7y7n</author_url><provider_name>njump</provider_name><provider_url>https://yabu.me</provider_url><html>Good morning! Hardware wallets are a barrier to entry for self custody. For someone who is just getting started, teach them to create a wallet on their phone, back up the 12 words, export the xpub and delete the wallet from their phone and start self custody. &#xA;Hot wallets are not a bad thing! </html></oembed>