<oembed><type>rich</type><version>1.0</version><title>Niko wrote</title><author_name>Niko (npub1vd…f4pts)</author_name><author_url>https://yabu.me/npub1vdhakn0pjj728x4np26hjw3chrg4cxcup2tg6p8hlc2wkxn233pqmf4pts</author_url><provider_name>njump</provider_name><provider_url>https://yabu.me</provider_url><html>Question nostr:npub1v5k43t905yz6lpr4crlgq2d99e7ahsehk27eex9mz7s3rhzvmesqum8rd9  - When you hypothetically lend say $100k to a business / developer and require 10% be allocated to Bitcoin for default protection, who gets the Bitcoin (at the appreciated value) at the end of the term loan assuming there’s no default? The lender, or the borrower? I could see a situation where the Bitcoin is almost 30-50% of the value of the loan in a few years. Appreciate your insights here.</html></oembed>