<oembed><type>rich</type><version>1.0</version><title>VitorPamplona wrote</title><author_name>VitorPamplona (npub1gc…fnj5z)</author_name><author_url>https://yabu.me/npub1gcxzte5zlkncx26j68ez60fzkvtkm9e0vrwdcvsjakxf9mu9qewqlfnj5z</author_url><provider_name>njump</provider_name><provider_url>https://yabu.me</provider_url><html>Many of my friends have been preferring to own an S&amp;P index and rent as opposed to owning a house. I find myself in that understanding as well. &#xA;&#xA;Flimsy US Houses depreciate too much, too fast, and require too much regulatory upkeep (taxes, licenses, reviews, approvals to modify, insurance, not as liquid, etc) to be worth the hassle. &#xA;&#xA;If this is true for the rest of the US, my main concern is decentralization. It doesn&#39;t make much sense to have the entire population owning your most valuable 500 companies as their main asset. It&#39;s a lot easier to shape/control 500 companies than millions of houses. &#xA;&#xA;But maybe I am overthinking this. Is this a valid concern?</html></oembed>