<oembed><type>rich</type><version>1.0</version><title>pipe wrote</title><author_name>pipe (npub1qf…fj6kq)</author_name><author_url>https://yabu.me/npub1qfkcklnmes45z75y7y8dkud5yll8vp5eq5ysk9rmgqdxeasv8unsrfj6kq</author_url><provider_name>njump</provider_name><provider_url>https://yabu.me</provider_url><html>Real estate investments are ridiculously expensive cluster-risks, it ties you down with an enormous pile of debt and you have to keep replacing the building.&#xA;&#xA;A mortgage for a self-used apartment is just a consumption credit, like a car loan, because it produces no income.</html></oembed>