{"type":"rich","version":"1.0","title":"melvincarvalho wrote","author_name":"melvincarvalho (npub1me…t5c24)","author_url":"https://yabu.me/npub1melv683fw6n2mvhl5h6dhqd8mqfv3wmxnz4qph83ua4dk4006ezsrt5c24","provider_name":"njump","provider_url":"https://yabu.me","html":"If you understand what bank credit is.  It's a claim on the loan book (multi decade mortgages) of the bank.  Plus a small amount of cash and teir 1 capital, it ought not be surprising that ATMs dont pay out.  This is the weakness of the custodial model.  Everything works until it doesnt."}