{"type":"rich","version":"1.0","title":"pipe wrote","author_name":"pipe (npub1qf…fj6kq)","author_url":"https://yabu.me/npub1qfkcklnmes45z75y7y8dkud5yll8vp5eq5ysk9rmgqdxeasv8unsrfj6kq","provider_name":"njump","provider_url":"https://yabu.me","html":"1. Meaningful healthcare insurance (i.e. not phantom coverage that only kicks in after thousands of dollars are paid in cash).\n\n2. Significant equity (25%-50%) in a home or other real estate.\n\n3. Income/expenses that enable the household to save at least 6% of its net income.\n\n4. Significant retirement funds: 401Ks, IRAs, etc.\n\n5. The ability to service all debt and expenses over the medium-term if one of the primary household wage-earners lose their job.\n\n6. Reliable vehicles for each wage-earner that are fully covered by insurance.\n\n7. If a household requires government assistance (SNAP, Medicaid, rent subsidies, etc.) to maintain the family lifestyle, their middle class status is in doubt.\n\n8. A percentage of non-financial hard assets such as family heirlooms, precious metals, [Bitcoin], business equity, rental income property, land, etc. that can be transferred to the next generation, i.e. generational wealth.\n\n9. Ability to invest in offspring (education, extracurricular clubs/training, etc.).\n\n10. Leisure time devoted to the maintenance of physical/spiritual/mental fitness.\n\n11. Continual accumulation of human and social capital (adding new skills, expanding social networks and markets for one's services, etc.)\n\n12. Family ownership of income-producing assets such as rental properties, bonds, etc."}