Nostr notes by Dr. Mike P. Moffatt

New piece. The middle-class housing crisis harms the economy, ...

2026-02-23T13:24:11Z

New piece. The middle-class housing crisis harms the economy, social cohesion, and society writ large.

That's not opinion: That's backed by 30+ academic studies. We bring receipts.

How Canada’s Middle-Class Housing Crisis Is Undermining Its Future

https://www.missingmiddleinitiative.ca/p/how-canadas-middle-class-housing

Since 2004, incomes for young dual-earner couples are up 76%. But ...

2026-02-19T12:15:47Z

Since 2004, incomes for young dual-earner couples are up 76%. But new family-sized starter-home prices rose 265%. A generation of young families has been priced out of housing; it's time for governments to take the problem seriously.

Read here: https://www.missingmiddleinitiative.ca/p/new-starter-homes-are-now-twice-as

New episode! We discuss a recent study showing a 13% drop in ...

2026-02-06T15:53:47Z

New episode! We discuss a recent study showing a 13% drop in employment among young workers in AI-exposed fields since the release of ChatGPT, and we examine AI as a "job killer". Cara's worried; I'm less so.

Watch here: https://www.youtube.com/watch?v=JGXsOK8nOl0

Governments continue to focus on small homes, like garden suites, ...

2025-12-03T12:28:44Z

Governments continue to focus on small homes, like garden suites, in cities. Meanwhile 48% of 5+ person households are in core housing need in the City of Toronto.

Prioritizing small homes discriminates against newcomers who disproportionately form multigenerational households.

Today, Premier Ford suggested expanding the First-Time Homebuyers ...

2025-11-17T20:05:35Z

Today, Premier Ford suggested expanding the First-Time Homebuyers GST credit to all: "Why don’t we give it to everyone, not just first-time homebuyers, anyone who buys a new home”

I'm surprised the feds & province haven't done this already.

https://globalnews.ca/news/11529607/ontario-premier-finance-minister-first-time-homebuyers-tax-discount/

Of all the housing charts not made by MMI, this one is my ...

2025-10-23T14:07:45Z

Of all the housing charts not made by MMI, this one is my favourite. It shows how, despite rhetoric, housing shortages aren't a global phenomenon, but they do seem to be an Anglo-American one.

Bonus Thanksgiving piece! We conduct an in-depth analysis of the ...

2025-10-13T15:41:26Z

Bonus Thanksgiving piece! We conduct an in-depth analysis of the migration of families from the GTA to Eastern Ontario, noting that more than three-quarters of Ontario couples with children reside in a ground-oriented home they own.

Read here: https://www.missingmiddleinitiative.ca/p/a-story-in-seven-parts-understanding

Every conversation I've had with a municipality this week. ...

2024-10-26T10:47:06Z

Every conversation I've had with a municipality this week.

Municipality: Your analysis is incomplete, and you're drawing the wrong conclusion because you didn't account for factor X.

Me: I'd love to include that factor. Can you send me any data on X?

Municipality: <crickets>

Time for a $2 Billion Housing Tax Cut The feds could increase new ...

2024-10-16T11:10:10Z

Time for a $2 Billion Housing Tax Cut

The feds could increase new housing supply and affordability with one simple trick: Make good on a 1989 promise to regularly update the GST New Housing Rebate, which has become largely obsolete due to inflation.

https://thehub.ca/2024/10/16/mike-moffatt-title-federal-government-housing-gst/