2026-04-06T20:56:49Z https://yabu.me Edd https://yabu.me/npub1lsy4qzgccrh79eqp2jl58ffxq7ggt62a90d269mw9cjtgpcytc4sql7tgt https://mastodon.eddmil.es/system/accounts/avatars/109/303/459/908/981/765/original/8e30a8369f4e4103.jpg https://mastodon.eddmil.es/system/accounts/avatars/109/303/459/908/981/765/original/8e30a8369f4e4103.jpg https://yabu.me/nevent1qqsz4c7367hmqms0zu55cepkmpmjm9cleur0mc3kh5qysje9ex5r3fqzyr7qj5qfrrqwlchyq92t7sa9ycrepp0ft54a4tghdchzfdq8q30zkl05gye In reply to <a href='/nevent1qqs959fq39z3900jjfffumjeama323cutykpvkqjypp0sas6zgpe30c8znmyn'>nevent1q…nmyn</a><br/>_________________________<br/><br/>while it absolutely wouldn&#39;t be where I&#39;d start with the tax policy, the entire isa limit should probably be reduced, not just the cash isa (and I say that as someone using a decent chunk of my isa allowance to buy shares). At the point you&#39;re able to *save* a figure that&#39;s not far off the median household income in some regions, you should probably being taxed. on the returns, be it cash or stocks and shares. 2025-03-08T19:39:24Z https://yabu.me/nevent1qqs0ev6usm9xcshtkwlrnxykm7n79kpr4curlsaduftp8gecvj7j2rczyr7qj5qfrrqwlchyq92t7sa9ycrepp0ft54a4tghdchzfdq8q30zkyn4z8j In reply to <a href='/nevent1qqsvdey49v65saaz44c9y3gc9p5wqaaezfdjrq9q7s3m3zcggu9aksckuz9dy'>nevent1q…z9dy</a><br/>_________________________<br/><br/>your maths is missing a pretty important point there. yes ~£850k is a great retirement figure today, but to meet it, our hypothetical retiree would have needed to be putting £2k a year into the fund in *1979*, when the UK median salary was ~£5,000 a year. Anyone who could afford to do that is not worrying about their pension today. 2024-11-30T12:54:20Z https://yabu.me/nevent1qqsxemkqtcd0y05wasw0vq9ln80dg5y0fv9d4vhquylvr3040v6gveszyr7qj5qfrrqwlchyq92t7sa9ycrepp0ft54a4tghdchzfdq8q30zk706j4p In reply to <a href='/nevent1qqs8k8d54cg60g52l9nthsw78dt36s9t2pz0lwx8ld86k55znfdx6ecqzsdff'>nevent1q…sdff</a><br/>_________________________<br/><br/>if by any chance IDNet are in the list of &#39;a few others&#39; I might be able to test switching in. I&#39;ve been considering a switch to Andrews and Arnold recently (if you&#39;re still offering multiple ipv4 addresses - hosting all my services on a single address is starting to get painful :p) 2024-08-21T14:05:14Z