2026-11-04T19:34:19Z https://yabu.me 21stfinancialadvisors https://yabu.me/npub16x5pn4rcv0e8dqdxrljg3ugfqkxp70veaa08t4a2pp8pjs8aw6asquv39x https://blossom.primal.net/27cd8c29c292d5e15b4f9f1f6e026ff967a81fbdd07e47cfc4fbbb54f97e71a0.png https://blossom.primal.net/27cd8c29c292d5e15b4f9f1f6e026ff967a81fbdd07e47cfc4fbbb54f97e71a0.png https://yabu.me/nevent1qqsvcvux6d365uwhk2a8lplvkzr32nxhpqaa0f40lp4a2yrfdrr22wszyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkmpv2xh Strive paid the first SATS dividend on November 9th. Starting November 10th, it pays one every business day.<br/><br/>$0.0658 a share for each business day from November 10th through November 30th, 13 payments. The rate is 15.00% a year on the $100 stated amount. A dividend rate is not a return; the share price moves.<br/><br/>$100,000 at Monday&#39;s $95.50 close is about 1,047 shares, or about $15,700 a year in dividends at the current rate. The same $100,000 in a 10-year Treasury at Monday&#39;s 4.88% pays $4,880 a year, backed by the U.S. government. SATS dividends are not.<br/><br/>Strive held about 43,000 bitcoin as of October 23rd. It says it expects to fund these dividends mainly by raising new capital.<br/><br/>Sources: <a href="https://www.sec.gov/Archives/edgar/data/0001920406/000162828026066608/asst-20261021.htm">https://www.sec.gov/Archives/edgar/data/0001920406/000162828026066608/asst-20261021.htm</a> and <a href="https://www.sec.gov/Archives/edgar/data/0001920406/000095010326016137/dp255515_424b5.htm">https://www.sec.gov/Archives/edgar/data/0001920406/000095010326016137/dp255515_424b5.htm</a><br/><br/>Accounts managed by 21st Financial hold positions in securities mentioned in this post.<br/><br/>Educational content, not investment advice. 21st Financial LLC is a state-registered investment advisor in North Dakota.<br/><br/>#Bitcoin #DigitalCredit<br/> <img src="https://blossom.primal.net/6cf0477044e337d8f2346bdfa4dc51f41609f802d27c3d15655941ba28a7794d.png"> 2026-11-10T18:54:12Z https://yabu.me/nevent1qqswkkxw3f20eh7upkzwqveufu99fwmnhluvygvpzlm7elk8avxgetszyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkyelve5 A custodial account (UTMA or UGMA) goes in your kid&#39;s name and you run it. Once they hit the age your state sets, it&#39;s theirs.<br/><br/>If they have a real job, a custodial Roth IRA works too. Mowing and babysitting count, allowance doesn&#39;t. The 2026 limit is $7,500 or what they earned, whichever is less.<br/><br/>A kid learns more from investing their own summer-job money than from any lecture.<br/><br/>Source: <a href="https://www.accountingtoday.com/news/irs-ups-limits-for-401k-and-ira-contributions-in-2026">https://www.accountingtoday.com/news/irs-ups-limits-for-401k-and-ira-contributions-in-2026</a><br/><br/>Educational content, not investment advice. 21st Financial LLC is a state-registered investment advisor in North Dakota.<br/><br/>#Bitcoin #Parenting<br/> <img src="https://blossom.primal.net/0293d3623249b00a6b89f46d1db7eff16d2e49c3c30df48303635ab1e65d183e.png"> 2026-11-06T22:56:51Z https://yabu.me/nevent1qqst930smt8h055cetsx5mvr2jr57p2fcawnhg603f09rkx9e2sv36qzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkz7g2dw At 19, Lafayette bought his own ship and sailed to America against his king&#39;s orders to fight for liberty, without pay. At 18, James Monroe charged the cannons at Trenton. Today the average sailor on a Navy carrier is about 19, and a big part of this country&#39;s safety is in their hands.<br/><br/>Young people can handle a lot more than they get credit for, and that includes picking which money to save in.<br/><br/>Sources: <a href="https://allthingsliberty.com/2013/11/departure-lafayette/">https://allthingsliberty.com/2013/11/departure-lafayette/</a> and <a href="https://www.nps.gov/stsp/learn/historyculture/james-monroe.htm">https://www.nps.gov/stsp/learn/historyculture/james-monroe.htm</a><br/><br/>Educational content, not investment advice. 21st Financial LLC is a state-registered investment advisor in North Dakota.<br/><br/>#Bitcoin #SoundMoney<br/> <img src="https://cdn.nostrcheck.me/6b93838372d0eb7a3d9fdd84201dcfee9c15209bb5493f1c53157405ee51356c.png"> 2026-11-06T18:46:14Z https://yabu.me/nevent1qqsdrx2an53nhma67shw3tug7fckj282dkep4svq44r9kqt6g5qeh3szyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkz02fpp In 2022, the most widely used U.S. bond index lost 13%. That&#39;s its worst year in records going back to 1976.<br/><br/>Bonds are supposed to be the safe part of a portfolio. A lot of people hold them inside a 401(k), an IRA, or a target-date fund without ever checking what they pay or how they&#39;re taxed. I know so many people who aren&#39;t able to retire because they&#39;re saving in the wrong things.<br/><br/>If you hold bonds or bond funds, I&#39;ll build you a financial plan for free and walk you through it on a call. It puts your bonds side by side with digital credit: what each one pays, how each one is taxed, and what can go wrong with each.<br/><br/>Digital credit is preferred stock issued by companies that hold Bitcoin, built to pay a regular dividend. It has real risks. Prices can swing hard, and dividends can be cut. If the plan shows your bonds fit you better, I&#39;ll tell you that.<br/><br/>There&#39;s no fee and no obligation. Your accounts stay where they are. Book a time by Monday, November 16th, and we&#39;ll set up a secure way to share your statement.<br/><br/>Know someone sitting on bonds? Share this with them.<br/><br/>Educational content. Not investment advice. 21st Financial LLC is a state-registered investment advisor in North Dakota. Accounts I manage hold Bitcoin credit securities.<br/> <img src="https://cdn.nostrcheck.me/6460af538ddc58ef3af7334f629bf89b08094611fe339b2937422965d4369e9e.png"> 2026-11-06T17:02:19Z https://yabu.me/nevent1qqsf2gm5jf5m9mn4vy3twvm3qjjpra4f90fug9eqev5teyet2v0epaczyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtk4vzhte The typical first-time home buyer is now 40. Boomers hold 52% of U.S. household wealth. Millennials and Gen Z hold 11%. Women average about 1.6 kids, a record low.<br/><br/>You already know why. New money reaches the people who already own assets first. Everyone else gets the higher prices. Young people show up last, with dollars that buy less every year.<br/><br/>That&#39;s the Cantillon effect, and most advisors have never heard of it. They won&#39;t touch Bitcoin or the Bitcoin credit now being refined from it, because neither is in the model portfolio, and that&#39;s the gap we started this firm to fill.<br/><br/>Sources: <a href="https://www.nar.realtor/infographics/profile-of-a-first-time-home-buyer">https://www.nar.realtor/infographics/profile-of-a-first-time-home-buyer</a> and <a href="https://www.cdc.gov/nchs/data/nvsr/nvsr75/nvsr75-02.pdf">https://www.cdc.gov/nchs/data/nvsr/nvsr75/nvsr75-02.pdf</a><br/><br/>Educational content, not investment advice. 21st Financial LLC is a state-registered investment advisor in North Dakota. Accounts managed by 21st Financial hold Bitcoin credit securities.<br/><br/>#Bitcoin #SoundMoney<br/> <img src="https://blossom.primal.net/324e80ccb40d349b1972718511524b712105f4483c6896b02f196d2bfe12b74d.png"> 2026-11-06T14:54:04Z https://yabu.me/nevent1qqs85csqxs5zg84846wef2xelzz7z53f4mk7v98xzyfs8h9aa36eh0gzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkal8vsf The average 30-year fixed mortgage rate was 7.24% for the week of October 29th, per Freddie Mac. In January 2021 it hit 2.65%, the lowest in the survey&#39;s history back to 1971.<br/><br/>On a $400,000 loan, principal and interest go from $1,612 a month to $2,726. Over 30 years, total interest goes from about $180,000 to about $581,000.<br/><br/>Lenders charge more when they expect each dollar to buy less over the life of the loan. Savers feel it from the other side: a down payment saved in dollars has to keep up with prices.<br/><br/>Sources: <a href="https://www.freddiemac.com/pmms">https://www.freddiemac.com/pmms</a> and <a href="https://freddiemac.gcs-web.com/news-releases/news-release-details/mortgage-rates-hit-new-record-low-first-week-2021">https://freddiemac.gcs-web.com/news-releases/news-release-details/mortgage-rates-hit-new-record-low-first-week-2021</a><br/><br/>Educational content, not investment advice.<br/><br/>#Bitcoin #Mortgage<br/> <img src="https://nostr.download/d3e140583a72752e87383c97d95d2fd54618fc44ccb7f68f3417e47bcd7fc98f.png"> 2026-11-04T23:17:35Z https://yabu.me/nevent1qqszjvz8gk4fmhwss0sata968xdxguzpazlx0fll3knhc2tkqzdg76czyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkpzuu27 STRC touched $100.00 today, back at par for the first time since May. On June 26th it traded as low as $71.25.<br/><br/>In June, Strategy said it would buy STRC back under $100 and keep a reserve only for dividends and interest. Since then it bought back more than $2B of STRC, paid every dividend, and grew that reserve to about $4.8B.<br/><br/>An issuer that stands behind its paper with real money while the price falls earns its credibility.<br/><br/>Sources: Nasdaq STRC price history; Strategy Q3 2026 results (October 29th) and 8-K (November 2nd).<br/><br/>Educational content, not investment advice. Accounts 21st Financial manages hold positions in securities mentioned here.<br/><br/>#Bitcoin #DigitalCredit<br/> <img src="https://blossom.primal.net/bca11548a3ccae9cde4113c606ecb785a048811aad60a883c93b55b0f863ddb2.png"> 2026-11-04T18:32:48Z https://yabu.me/nevent1qqs8xl3h5xtcn0vqz59e909u9aq0yherz3r7e6l9f2qfuu4gmjhv2gszyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtka4d99d Bitcoin’s monetary policy is fixed in code. The block subsidy is currently 3.125 BTC per block and halves to 1.5625 BTC around April 2028. The 21 million supply cap is enforced by network consensus, not by a central authority. 2026-04-30T13:25:37Z https://yabu.me/nevent1qqstucuhc7vlgv4qzhneecaafjjk0u5nhrq4rtr3fuh6nz6fv86w5fqzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtknssgna You’re being robbed. Every single day.<br/><br/>Not by a person. By inflation.<br/><br/>Five years ago, $100 bought about what $78 buys today.<br/>Nobody took your cash. It just buys less.<br/><br/>That’s what inflation is. Prices go up. Your dollars buy fewer things.<br/><br/>So if your money sits in cash for years, you are taking a loss in buying power, even if the number in your account never goes down.<br/><br/>Meaning $100,000 in the bank isn&#39;t the flex you think it is...<br/><br/>The simple fix is owning assets.<br/><br/>Assets are things that can rise over time with prices:<br/>- businesses (stocks)<br/>- Bitcoin<br/>- gold<br/>- real estate<br/>- farmland, etc.<br/><br/>You don’t need to be a finance expert.<br/><br/>You just need to stop treating cash like a long-term plan.<br/><br/>Educational only. Not investment, tax, or legal advice. 2026-02-23T23:51:09Z https://yabu.me/nevent1qqsdgrjy5uq3jndklcjhyll04gu8c37tgknvuzxw3nfpw9yl0hdjdyszyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkqdz2fc Does this sound like you?<br/><br/>You’ve got a regular job.<br/>You’ve built a solid Bitcoin position.<br/>And you want two things at the same time:<br/>1. Keep meaningful Bitcoin exposure<br/>2. Increase income flexibility so you can work fewer hours<br/><br/>Here’s a hypothetical.<br/><br/>A Bitcoiner shows me the plan he found online:<br/> “Just sell a fixed percentage every year.”<br/><br/>It looks fine on paper.<br/><br/>Bitcoin is volatile. That is part of the upside. But it also creates sequence risk. If your income plan relies on selling, the year you need money could be the year prices are down significantly. Selling into drawdowns can reduce your long-term Bitcoin position.<br/><br/>In that scenario, you’re not “taking income.”<br/>You’re selling into weakness.<br/><br/>And that can quietly reduce your long-term Bitcoin position over time. Even if Bitcoin eventually recovers in dollar terms, you may own fewer sats because you were forced to sell when prices were lower.<br/><br/>So instead, you design around it:<br/><br/>Maintain meaningful exposure, but target income using listed, liquid markets with defined tradeoffs, in a way that can reduce reliance on selling your stack.<br/><br/>At the same time, you keep meaningful cold storage, but reduce custody concentration risk so you’re not all-in on one setup.<br/><br/>The objective is to build an additional income source that may make it easier to work fewer hours and prioritize what matters: family, health, and living your life.<br/><br/>Because time is more scarce than Bitcoin.<br/><br/>Hypothetical example for educational purposes only. Not an actual client. Not investment, tax, or legal advice. Not a recommendation to buy or sell any security. Investing involves risk of loss.<br/> <img src="https://blossom.primal.net/782b3f22a9683f44804bd442c9fe6219e8e90b2aeee334d9b224d7fea6b9cb33.jpg"> 2026-02-23T20:50:51Z https://yabu.me/nevent1qqswt5p4nyx96t99txjcwwe685z5ftmdyykhqy3cscgm9cgac5m0pfczyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkgjkhgq Social Security is not structured like a personal savings plan. It is a pay as you go system.<br/><br/>That matters, because pay as you go only works smoothly when there are plenty of workers paying in relative to the number of people collecting. That is no longer the world we live in. The worker to beneficiary ratio has been falling for decades, and the projection in the chart points to roughly 2.3 workers per beneficiary by 2035.<br/><br/>At the same time, benefits per worker have risen over time, even after adjusting for inflation, as the second chart shows. Fewer workers supporting more beneficiaries, plus a higher benefit load, is a sustainability problem. The math tightens.<br/><br/>Here is where people get confused, so let’s talk about the Trust Fund.<br/><br/>Where does the Trust Fund come from?<br/><br/>In years when payroll taxes collected are more than benefits paid out, Social Security runs a surplus. That surplus cash does not get invested in productive assets like stocks or real estate. By law, it is exchanged for special U.S. Treasury securities. Think government IOUs credited to the Social Security trust accounts. The government uses the cash as part of its general financing. Social Security holds the IOUs.<br/><br/>So the Trust Fund is not a warehouse full of money. It is mostly a record of how much the Treasury owes Social Security.<br/><br/>What happens when Social Security needs that money?<br/><br/>When benefits exceed payroll taxes, Social Security redeems those Treasury IOUs to get cash to send checks. But redeeming an IOU does not create cash out of thin air. The Treasury still has to come up with real dollars.<br/><br/>And there are only a few ways to do that:<br/>- raise taxes<br/>- cut other spending<br/>- borrow more<br/>- create new money<br/><br/>Now zoom out and be realistic about incentives.<br/><br/>Cutting spending is politically hard.<br/>Raising taxes is unpopular and can push capital, businesses, and high earners to friendlier jurisdictions over time.<br/>So the path of least resistance is usually more borrowing and, indirectly, more money creation.<br/><br/>That is the quiet tax.<br/><br/>Inflation is brutal for the very people Social Security is supposed to protect.<br/><br/>Why?<br/><br/>Because many retirees live on fixed monthly incomes. Even with cost of living adjustments, there is a lag, and their real world expenses can rise faster than the check. Groceries, insurance, rent, and medical costs do not wait for an annual adjustment.<br/><br/>This is why relying on Social Security as your primary retirement plan is not a plan. It is a gamble on politics and demographics.<br/><br/>Don’t treat Social Security like your foundation.<br/><br/>What to do instead:<br/>- build your own retirement assets early<br/>- create at least one additional income stream over time<br/>- keep flexibility in retirement age and spending<br/><br/>At 21st Financial, we help clients build portfolios and plans that do not rely on any single moving piece. <br/><br/>Educational only. Not investment, tax, or legal advice. Not a recommendation to buy or sell any security.<br/> <img src="https://blossom.primal.net/15ddd173b5b109a0f7861edd68f6b2580bd4110da0449ee403df704684822be1.jpg"> 2026-02-18T18:09:39Z https://yabu.me/nevent1qqs9he5777a5fw9tt0fcgrdrcdxfulujrywu080s5agvragx9m6adnszyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkfrs5s7 Cash feels safe because the number never goes down.<br/><br/>But the buying power does.<br/><br/>That was true before March 2020.<br/>March 2020 just made it harder to ignore.<br/><br/>Inflation quietly reduced what $1,000,000 could buy.<br/>Bitcoin was volatile, but it rewarded the people who could actually hold it.<br/><br/>This is the gap I help close at 21st Financial.<br/><br/>For Bitcoin-curious investors: you do not need to “go all in” to benefit. You need a position size and plan that fits your life.<br/><br/>For Bitcoiners: the goal is not just stacking. It is being able to fund life without selling the core holdings you plan to keep forever.<br/><br/>That means portfolio design:<br/>- choose the level of volatility you can live with<br/>- decide whether you want cash flow or long-term growth<br/>- build a structure that reduces reliance on selling while keeping exposure<br/><br/>Educational only. Not investment, tax, or legal advice. Past performance does not guarantee future results.<br/> <img src="https://blossom.primal.net/abe06f4ea02e11465ae873152929861ae20daee0c9290ceb314321c1bbfa9f94.jpg"> 2026-02-18T17:46:55Z https://yabu.me/nevent1qqsx848rkaf4judl6hyzep8qfgnapugttskf0nzm6w3mvfvzjtxrwtgzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkhputj0 The 3 ways working Bitcoiners accidentally become forced sellers.<br/><br/>1. No liquidity buffer means no freedom. <br/><br/>Most people have conviction but no plan for short-term needs, so when life happens, the sale is not a choice, it is a requirement.<br/><br/>Car trouble. Medical bill. Taxes. A layoff. A move. A wedding. A kid.<br/><br/>If you do not have a high-yield, cash-equivalent buffer, Bitcoin becomes the emergency fund and the opportunity fund.<br/><br/>2. Leverage turns volatility into liquidation.<br/><br/>This shows up in a lot of forms: margin, personal loans, credit cards, “low monthly payment” financing.<br/><br/>It also shows up as gambling with leverage.<br/><br/>You can be right long-term and still get wrecked short-term when a payment is due, collateral gets marked down, or the market moves against you.<br/><br/>If you borrow against Bitcoin, you need a bulletproof plan.<br/>Low leverage. Conservative assumptions. Clear rules for what happens in a drawdown.<br/> <br/>If you do not have that, the leverage is the plan, and the plan is liquidation.<br/><br/>3. “Never sell” is not a plan if you cannot fund life.<br/><br/>LIVE! Live your life!<br/><br/>The only thing more scarce than your Bitcoin is your time.<br/><br/>Keep exposure, and build income with so you are not forced to sell.<br/><br/>That can look like:<br/>- high-yield, short-duration Bitcoin credit instruments designed for cash flow with a smoother ride than spot<br/>- using options in a disciplined way to generate premium income, with clear tradeoffs and risk controls, instead of gambling with leverage<br/><br/>That is portfolio design.<br/>Choose a volatility level you can actually hold.<br/>Decide whether you want income, growth, or some of both.<br/>Use listed, liquid tools to structure it in a way that fits your life and your taxes.<br/><br/>This is where a fiduciary advisor can save you an insane amount of money over time.<br/>Not by predicting Bitcoin.<br/>By preventing the costly mistakes that compound against you for decades.<br/><br/>At 21st Financial, we help working Bitcoiners build a plan to hold through volatility, fund life, and stay in the game. In some cases, income can be structured in tax-aware or potentially tax-deferred ways depending on the account type and the implementation.<br/><br/>Educational only. Not investment, tax, or legal advice. Not a recommendation to buy or sell any security. Past performance does not guarantee future results.<br/> <img src="https://blossom.primal.net/182e9bf750c5386c91769e68ea227b335af70c60083420c6d51b5a0eb5e1114c.jpg"> 2026-02-18T17:46:23Z https://yabu.me/nevent1qqs93vrg9vm88vtm887jynsmqxx09pjk2y0dke0zkgfngcmyvxl72cgzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkgnjl2z GOLDMAN’S CEO REPORTEDLY OWNS BITCOIN<br/><br/>A report circulating today says Goldman Sachs CEO David Solomon holds a small amount of Bitcoin.<br/><br/>Reportedly speaking at the World Liberty Forum in Florida, Solomon said his holdings are “very, very limited,” and that he’s not a Bitcoin forecaster, just an observer.<br/><br/>He previously described Bitcoin as volatile and speculative, and said in 2024 he didn’t see a clear use case.<br/><br/>Agree or disagree, the bigger point is simple: Bitcoin is showing up in more mainstream portfolio conversations.<br/><br/>At 21st Financial, we help clients build Bitcoin exposure that fits their life. That can mean prioritizing long-term growth, prioritizing income, or blending both, with volatility dialed up or down using listed, liquid instruments.<br/><br/>Educational only. Not investment, tax, or legal advice. Not a recommendation to buy or sell any security. Past performance does not guarantee future results.<br/> <img src="https://blossom.primal.net/68ae842e45404c01e9eb65d1c537c55e2bc8cd4425579d01c8384621d5e41aa0.jpg"> 2026-02-18T17:40:13Z https://yabu.me/nevent1qqsyjm0xgkpn7dspda0xrcy073mkzl4ll3d5a7gfzacsgjyn468y8tszyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtk4xwtd6 Most people think you only have two choices:<br/><br/>1. Own Bitcoin and accept the ride.<br/>2. Avoid Bitcoin because the ride is too much.<br/><br/>That’s a false binary.<br/><br/>Over long windows, Bitcoin has been the best-performing major asset (for example, 2014 to 2024, it ranked #1 in most calendar years).<br/><br/>But yes, it’s volatile. That part is not propaganda.<br/><br/>So the real question isn’t:<br/>“Do I want Bitcoin exposure?”<br/><br/>It’s:<br/>“How do I want to package that exposure?”<br/><br/>Because you can pursue Bitcoin-linked upside without taking the full spot drawdown profile by using structures that deliberately trade some upside for smoother outcomes:<br/><br/>- Bitcoin-linked preferred equity (potentially tax-deferred dividend income, typically lower volatility than spot exposure)<br/><br/>- Systematically selling options (harvests premium, can reduce realized volatility, and can fund cash flow)<br/><br/>So instead of “sell Bitcoin to fund life,” the framework becomes:<br/><br/>- Keep exposure.<br/>- Tune volatility.<br/>- Target cash flow.<br/>- Use the tax code correctly.<br/><br/>If you’re a Bitcoiner who wants to diversify custody risk and you’re tired of the narrative that the only way to live is to sell, there are cleaner solutions than liquidation.<br/><br/>Educational only. Not individualized investment, tax, or legal advice. Advisory services offered through 21st Financial LLC.<br/> <img src="https://blossom.primal.net/68f2745549713036dfa6c040913f1911f780d3e7c51ce1c1c08ba6fcaa76e743.jpg"> 2026-02-11T20:33:39Z https://yabu.me/nevent1qqs2qj0eu4fdsnsgqyu3s3mg0xt78c5f5km7e86nxrxqydvu928nu4czyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkrqtqws Most people think you only have two choices:<br/><br/>1. Own Bitcoin and accept the ride.<br/>2. Avoid Bitcoin because the ride is too much.<br/><br/>That’s a false binary.<br/><br/>Over long windows, Bitcoin has been the best-performing major asset (for example, 2014 to 2024, it ranked #1 in most calendar years).<br/><br/>But yes, it’s volatile. That part is not propaganda.<br/><br/>So the real question isn’t:<br/>“Do I want Bitcoin exposure?”<br/><br/>It’s:<br/>“How do I want to package that exposure?”<br/><br/>Because you can pursue Bitcoin-linked upside without taking the full spot drawdown profile by using structures that deliberately trade some upside for smoother outcomes:<br/><br/>- Bitcoin-linked preferred equity (tax-deferred dividend income, typically lower volatility than spot exposure)<br/><br/>- Systematically selling options (harvests premium, can reduce realized volatility, and can fund cash flow)<br/><br/>So instead of “sell Bitcoin to fund life,” the framework becomes:<br/><br/>- Keep exposure.<br/>- Tune volatility.<br/>- Target cash flow.<br/>- Use the tax code correctly.<br/><br/>If you’re a Bitcoiner who wants to diversify custody risk and you’re tired of the narrative that the only way to live is to sell, there are cleaner solutions than liquidation.<br/><br/>Educational only. Not individualized investment, tax, or legal advice. Advisory services offered through 21st Financial LLC. 2026-02-11T20:32:52Z https://yabu.me/nevent1qqsvdneytyan6vkzu6cyrq3p6q7e8gkxdu6m9z3x6nqg7cnp46e60kqzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkf2qvsy “Living on Bitcoin” is a portfolio design problem.<br/><br/>People say “If you live on Bitcoin, you have to sell Bitcoin.”<br/><br/>In public markets, there are multiple ways to:<br/>- target cashflow<br/>- keep directional Bitcoin exposure<br/>- reduce custody concentration<br/>- reduce volatility relative to spot<br/><br/>This is not “crypto yield” like the FTX blowup era. This is institutional capital and publicly listed credit, supported by issuer cashflows and long operating histories. The risks are still real, but they are disclosed and regulated.<br/><br/>The point is not to chase yield at any cost. The point is to build a system where you are not forced to sell at the worst time.<br/><br/>If you are living off your assets, forced selling is the enemy.<br/>Portfolio design is the solution.<br/><br/>Educational only. Not individualized investment, tax, or legal advice. Advisory services offered through 21st Financial LLC. <img src="https://blossom.primal.net/b3c92a6a9308a0d73d961a4cba4e8a739805c28d0b78f6ab3e5e3a97ced2f959.png"> 2026-02-10T23:54:03Z https://yabu.me/nevent1qqstchj8jspew20h39kdzr9v7p7mn7fu5qlp0w8x8m28kkpdedsar4gzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtky8v7ul Gold briefly traded above $5,300/oz overnight. When confidence in fiat weakens, people move toward hard assets.<br/><br/>Gold has done this job for thousands of years. It protects purchasing power. But it also has real limitations. Supply still grows every year. Moving large amounts across borders is slow and expensive. Verifying purity requires trust and equipment. Custody always involves risk.<br/><br/>Bitcoin was not created to dismiss gold. It was created to fix those weaknesses. Fixed supply. Instant global transfer. Easy verification. And the ability to self-custody without vaults or guards.<br/><br/>Gold is responding to the system breaking, while Bitcoin was designed for it.<br/> <img src="https://blossom.primal.net/239cbc22995eb4c7b01ae8f001e941d7587457ce53ae68e7708909258758dea9.jpg"> 2026-01-28T12:52:48Z https://yabu.me/nevent1qqsyken092r4ggd0eg89varjmagef39nnun5qj9rmdc3fye8gta383czyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkvjypqx Strategy just bought 2,932 more BTC for ~$264 million, at prices near $90,000 per bitcoin.<br/><br/>Notably, a portion of that capital came from STRC preferred stock issuance, about $7 million raised through the ATM, alongside common equity.<br/><br/>As of January 25, 2026, Strategy now holds roughly 712,647 BTC, acquired for ~$54.2 billion at an average cost near $76,000.<br/><br/>Capital markets are being used, in real time, to convert dollars into Bitcoin.<br/> <img src="https://blossom.primal.net/2896c2c4f6680b80649cb55f8fffc6c4de8e794a3ac4fa82c1276279722d2c68.jpg"> 2026-01-26T17:51:43Z https://yabu.me/nevent1qqsxgn7smdahffpcc5ja80ghycrvq97lkz5sr4qx9ha6r902uume8qczyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtk4dp2s3 BlackRock filed for a new iShares Bitcoin Premium Income ETF, pairing Bitcoin exposure with income through covered calls on IBIT.<br/> <img src="https://blossom.primal.net/28230e4b639643387fc222fd21c5e7bfca104fe46f73c3159e87c5ebb15c515f.jpg"> 2026-01-26T17:42:18Z https://yabu.me/nevent1qqsd4m2l7v2rd6mw8fg237zs7mf76rg8d6ehvhl8nr0vc8dxj9alaeqzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtk8pp02m Spot silver rose as much as 11.9% intraday, marking its largest single-day gain since 2008.<br/> <img src="https://blossom.primal.net/28ec8e2fab82160cc13f7d53856441d9ccca4ee325602f25e7efc65146a290c2.jpg"> 2026-01-26T17:29:46Z https://yabu.me/nevent1qqsgntxtjjj79gtmgc5ly3jm2as57cafjguuarl5dljl2lqcrx73ulqzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkunkj9m Silver hits $100 per ounce.<br/> <img src="https://blossom.primal.net/01b0acc2f8cfb095df6ef474cc1d16c008d93f1a28b1f6329c84dcd54c1c0016.jpg"> 2026-01-23T15:44:56Z https://yabu.me/nevent1qqsx2ecflgzv6n08yupq7fw98ppxlavydgzsun2ekjyng3ecstlc8gczyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtk5renxt Gold above $4,800. <br/> <img src="https://blossom.primal.net/0d061abe60099c5f1833161429faa2680d4944e03e2cd1d989273528a7d7e5f5.jpg"> 2026-01-21T22:23:04Z https://yabu.me/nevent1qqs927dykwge0fk8f4cxfk3rymhvkdjmqjqn7ferxd6ksajpsugzx6szyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkw69vqt Spot gold and silver reached new all-time highs today, with gold trading around $4,600/oz and silver near $92/oz.<br/><br/>The move follows fresh inflation data showing U.S. November PPI rising to 3%, the highest level since July and above the 2.7% consensus forecast.<br/><br/>Producer prices measure inflation at the wholesale level, and sustained increases can signal ongoing cost pressures working their way through the economy.<br/><br/><br/><br/>Market data shared for informational purposes only. Past performance does not guarantee future results. This is not investment advice or a recommendation. 2026-01-14T14:53:12Z https://yabu.me/nevent1qqsx4a83ununlpet553sez4pyt2dna8zeyyhuea9tsyq4laalvaa93czyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkg0j767 When Bitcoin is denominated in Iranian rials (IRR), large price increases primarily reflect significant currency devaluation rather than changes in Bitcoin’s underlying supply.<br/><br/>This highlights how outcomes can differ depending on the unit of account. In periods of currency instability, the measuring currency itself may be the primary source of volatility.<br/><br/><br/><br/>Past performance does not guarantee future results. This content is not investment advice or a recommendation.<br/> <img src="https://blossom.primal.net/7bc590cac9a4b9805ae1984aa45f71382ed1c861f763dc9231a75326362e2bb2.jpg"> 2026-01-14T14:44:48Z https://yabu.me/nevent1qqs2e2uh7e8wgzgctpkwg3mc7vednmlzmpsl45jp67syyhu0d8cay7czyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtk5q45cq Sometimes it’s not the asset that’s failing, but the currency used to measure it.<br/> <img src="https://blossom.primal.net/ddc8c9aafadd029ba572a1ef11e39b9a02954083e0cdf2cc96c3919f5167b2f4.jpg"> 2026-01-13T13:33:28Z https://yabu.me/nevent1qqs0c7q0p8a5eszn0vkvdhspq7wq0dndt5x82dsysnkxlre8rlqu42szyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkfwn4dk One way to evaluate Strategy ($MSTR) is by looking at shares per bitcoin.<br/><br/>Shares per Bitcoin is calculated by dividing diluted shares outstanding by total Bitcoin held.<br/>It is the inverse of “Bitcoin per share” and represents how many shares are backed by one Bitcoin on the company’s balance sheet.<br/><br/>Over time, this metric has declined, meaning:<br/>- Bitcoin holdings have grown faster than share dilution<br/>- Each Bitcoin now corresponds to fewer shares outstanding<br/>- Existing shareholders have gained exposure to a larger Bitcoin balance per share, on a fully diluted basis<br/><br/>This metric does not measure stock price, returns, or future performance.<br/>It simply reflects balance-sheet structure and capital allocation efficiency over time.<br/><br/>For investors analyzing $MSTR, shares-per-Bitcoin can be a useful supplemental lens when assessing dilution versus Bitcoin accumulation.<br/><br/><br/><br/>For informational purposes only. Not investment advice.<br/> <img src="https://blossom.primal.net/1c58e27c7a95edc67804a267432114f177e72990ec141a542ecddab7a21e2166.jpg"> 2026-01-12T15:09:10Z https://yabu.me/nevent1qqsw5pylk3hgvka3dv743mpcjdlzter83ewmgpf6uc2ny0tz4z9jtvszyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkmhhga2 The Federal Reserve cuts rates for the second time in 2025, down 25bps to 3.75%-4.00%. 2025-10-29T18:54:48Z https://yabu.me/nevent1qqs8umc8nj4p6pgm26tdq0hnusqv5aypm6grz676g0uem6fndral6fgzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkpw4d67 Silver doubling in 6 weeks is not a sign of a healthy dollar. <br/> <img src="https://blossom.primal.net/0feab705bfbdcc7475ea0b0d4c1b6ab9fc1e886f900264c1adb89211a91ecbf4.jpg"> 2025-10-14T23:29:30Z https://yabu.me/nevent1qqszawr7azfwken59u59ucaq30tgxny2kclk37x4mrmsecp2ev6qgrqzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkk8zgxq For the first time since 1996, foreign central banks now hold more gold than U.S. Treasuries in their reserves.<br/> <img src="https://blossom.primal.net/4b82965842d053181e9c0c2b8b7a25cf16409d9587dbe9ce8f32b7cf7b93cff3.jpg"> 2025-10-13T22:49:25Z https://yabu.me/nevent1qqstn93gc8mq6k9f56nqhfpxhka8zqalqqx647ucm3cg8zm8md56r2gzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkf697kt You don’t have to go down with the ship.<br/><br/>The U.S. bet on debt and dollars. You can bet on hard assets and freedom.<br/><br/>Invest with 21st Financial — and profit from the chaos instead of being crushed by it.<blockquote class="border-l-05rem border-l-strongpink border-solid"><div class="-ml-4 bg-gradient-to-r from-gray-100 dark:from-zinc-800 to-transparent mr-0 mt-0 mb-4 pl-4 pr-2 py-2">quoting <br/><span itemprop="mentions" itemscope itemtype="https://schema.org/Article"><a itemprop="url" href="/nevent1qqsww6g0u7pq6wg2hh0nwkthz0f9dhyznhjxee7mnn7hka5r5y9frqspzemhxue69uhk7unpdenk2urfd3kx2u3wdaexw4w5a9f" class="bg-lavender dark:prose:text-neutral-50 dark:text-neutral-50 dark:bg-garnet px-1">nevent1q…5a9f</a></span> </div> The U.S. is learning the hard way what 40 years of bad economic strategy looks like.<br/><br/>For decades, we went long dollars, Treasuries, and service jobs, while China went long commodities, factories, and gold. We exported our manufacturing, our productive base, and our leverage. Now we’re waking up to find we depend on China for everything from rare earths to weapons.<br/><br/>Reshoring sounds good on paper, but it’s a trap. Bringing production back home would send inflation through the roof and crush the Treasury market, forcing the Fed into yield curve control and money printing. At the same time, AI is hollowing out what’s left of white-collar work, leaving policymakers staring down a structural unemployment problem they’ll likely try to “fix” with UBI and more debt.<br/><br/>And now China is tightening control of rare earth exports, effectively saying USDs aren’t good enough anymore.<br/><br/>This is the Triffin dilemma playing out in real time. America built an economy that needs to export dollars to survive, even if it means importing its own decline. </blockquote> 2025-10-13T16:24:20Z https://yabu.me/nevent1qqst6suuyxef5hdk4jhptmh67xtxegpfr8w8qw0x68cxetw9jm3mhaczyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkpfc982 CENTRAL BANKS MAY HOLD BITCOIN BY 2030: DEUTSCHE BANK<br/><br/>Deutsche Bank economists say Bitcoin could join gold on central bank balance sheets by 2030 as its role as a reserve asset strengthens. They cite growing legitimacy, deeper liquidity, and clearer regulation. Although Bitcoin’s volatility remains a concern, it has fallen to record lows. With its scarce supply and independence from governments, Bitcoin could offer diversification and act as a hedge against inflation and geopolitical risks. U.S.-led adoption could help it move beyond a speculative asset. 2025-10-07T15:15:28Z https://yabu.me/nevent1qqsturvl3q7zdxzh6p6xp4ea6t7pvsf8twtz03sd5au2pu8p6j9ym0szyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkjddtuf <br/> <img src="https://blossom.primal.net/7be6ce4b006e6dfa2fddeaf0dcbe6eadcbfc625788410de1cad544e1743e3c67.jpg"> 2025-10-07T00:42:56Z https://yabu.me/nevent1qqsqjmmpflh4tl4sxxdkchc9j495g8ms2aet2pd039atej0hff3mhyczyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtk62c2f2 The U.S. Dollar just made a new all-time low against Bitcoin.<br/> <img src="https://blossom.primal.net/2bda43c217e0344907ea0971239dc8f15dc3fdaae069e91cf9422f01659fec45.jpg"> 2025-10-06T18:59:55Z https://yabu.me/nevent1qqsg8jyqgq7854a7vcs37a98mupqjgqp6dxxtunseg9v6n7jnafqtkczyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtk0wr20h <br/> <img src="https://blossom.primal.net/b610b1d4834c7084dba1c1e273c5dae559c1d579583de0fdc235ec807f26fbd9.jpg"> 2025-10-04T16:11:51Z https://yabu.me/nevent1qqswgw5vrjzjghadrzawrefkdq36sqve0cp595jhflpagf840awtseczyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkd6atkt BTC 120k<br/> <img src="https://blossom.primal.net/f4ff943fd54e10220e0bb744b4a9e7a19c63f6156fd0bf5b0b159893bf167f68.jpg"> 2025-10-02T16:01:31Z https://yabu.me/nevent1qqsv79kfnqcf0869vkcfauv9fzp6a88krypvdy87xatjm7f5vcn6lwqzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkssxpqw We’re 90% cheaper for 90% of clients. No account minimums.<br/><br/>Just fair, fiduciary investment advising — built for people from all economic backgrounds.<br/><br/>Our incentive is simple: help you grow into Qualified Client status.<br/><br/>Let’s get to work.<br/> <img src="https://blossom.primal.net/f314e6c840065e7cbe2866c4da3ea6993f002766f2c2c66f4853b90a6897d676.jpg"> 2025-10-02T15:40:09Z https://yabu.me/nevent1qqspp5pupmkx0r6ufemr4psdmfepkmtuw2qrafeyqm59g026r6t4x8czyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtksuw34f Imagine a baseball player hitting over .800 … or a football team winning the Super Bowl 8 out of 10 seasons.<br/><br/>That’s Bitcoin. The best-performing asset in most years.<br/><br/>And you don’t own any?<br/><br/>Maybe it’s time to find a new advisor.<br/> <img src="https://blossom.primal.net/8aa1b282ca842d5ca2b793026a4d1ced495f333036f1a7988d16738d3c02678e.jpg"> 2025-10-02T15:39:52Z https://yabu.me/nevent1qqsxnxk6dc6gwthdd74em4tlrkecnyfg2zss3thdl390ja06qyhaf6gzyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtksd20vk 21st Financial is the only investment advisory firm you’ll see on Nostr. 2025-10-02T15:39:29Z https://yabu.me/nevent1qqsyu2c0s26mj2ktdeyv82mg3c8tstlsxj77yjlqf8hl35u8dv9s9hszyrg6sxw50p3lya5p5c07fz83pyzcc8ean8h4uawh4gyyux2ql4mtkze8auk 21st Financial is the only investment advisory you’ll see on Nostr. 2025-10-02T02:00:28Z